140 Palm ST, Marco Island, FL, 34145 | $519,000

Tucked away in the charming Olde Marco enclave on Marco Island, this beautifully reimagined 2 bedroom, 2 bathroom condo blends coastal elegance with modern sophistication. Completely remodeled from top to bottom, the residence showcases stunning tile and carpet flooring, soaring 9 foot ceilings, all new millwork including crown molding, baseboards, and trim, and a thoughtfully redesigned kitchen featuring quartzite countertops, upgraded appliances, and enhanced cabinet lighting both above and below for a warm, inviting glow. Both the primary and guest bathrooms have been tastefully updated with quartzite surfaces, with the primary suite offering a sleek walk in shower for a spa like retreat. Designed with peace of mind, the condo has been upgraded to CAT 5 hurricane standards, including all new doors and windows (2022), while the building itself boasts a new roof and fresh exterior paint completed the same year. Step out onto your oversized, private lanai and take in sweeping western views of the Gulf and Marco River where every evening delivers breathtaking sunsets that never get old. Ideally located, you're just moments from a variety of local restaurants and boutique shops that make Olde Marco so desirable. Offered furnished, this exceptional property includes all furniture, most artwork, and cookware making it truly move in or rental ready. Whether you're seeking a serene full time residence, seasonal escape, or investment opportunity, this Olde Marco gem is ready to impress.

Features

  • Building Design: Mid Rise (4-7)
  • Parking: Covered,Guest,Under Bldg Open
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 1
  • Amenities: Common Laundry,Community Pool,Community Spa/Hot tub
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: OLDE MARCO INN
  • Development: MARCO ISLAND
  • Year Built: 2001
  • Approx Sq. Feet: 961
  • Est. Taxes: $3,734
  • Condo Fee: $786 Monthly
  • Lot Desc: Regular
  • View: Gulf,Intersecting Canal,Pool/Club
  • Community Type: Non-Gated
  • Private Pool: Yes
  • Pet Policy: Not Allowed
  • MLS#: 226015529
  • Website: https://www.raveis.com
    /prop/226015529/140palmst_marcoisland_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Keller Williams Marco Realty

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

140 Palm ST, Marco Island, FL, 34145

$519,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $415,200 $415,200 $415,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $311 $311 $311
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,487 $2,590 $3,390
Total Monthly Payment $2,890 $2,993 $3,793

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.