4 ULMACEA PLACE, Palm Coast, FL, 32137 | $785,900

Welcome to this stunning modern coastal retreat located in the highly desirable beachside community of Hammock in Palm Coast. Built in 2023, this beautifully designed home offers the perfect blend of luxury, privacy, and coastal convenience. Just a short walk or golf cart ride to the beach. This spacious residence features 3 bedrooms, 2. 5 bathrooms, and over 3, 300 square feet of thoughtfully designed living space, all set on an oversized 0. 254-acre lot—larger than most in the area. Inside, you’ll find an open-concept floor plan with soaring 10-foot ceilings and an abundance of natural light. The designer kitchen serves as the heart of the home, complete with granite countertops, a large center island, and stainless steel appliances perfect for entertaining or everyday living. The primary suite offers a true spa-like retreat, featuring a built-in closet system, dual vanities, a private water closet, and an oversized walk-in shower with bench seating. A split-bedroom layout enhances privacy, with guest bedrooms connected by a Jack-and-Jill bathroom, plus an additional half bath for convenience. Luxury vinyl plank flooring runs throughout the home, combining durability with modern style. Step outside to your covered lanai, ideal for indoor-outdoor living, relaxing with ocean breezes, or hosting sunset gatherings. The backyard is fully fenced and includes a private pool, with additional space to accommodate a large RV or boat. Outdoor kitchen hookups are already in place, offering even more potential for customization. Additional highlights include: Extra-wide driveway and 3-car garage, Well and public water systems, No HOA providing flexibility for short-term rentals or Airbnb opportunities, Boat ramp at the end of the street, and ample trailer parking nearby, Walking distance to Publix and local conveniences. Located just minutes from the Atlantic Ocean, scenic A1A, the Intracoastal Waterway, and nearby nature preserves, this home offers a peaceful, low-density coastal lifestyle far from the congestion of inland developments. Whether you're looking for a primary residence, a vacation getaway, or a high-performing income property (with potential to accommodate large groups), this home delivers exceptional versatility and value.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2023
  • Garage: 3-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,926
  • Acreage: 0.25
  • Est. Taxes: $5,844
  • Pool: In Ground, Salt Water
  • Appliances: Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: V4948528
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/V4948528/4ulmaceaplace_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2026 8:32:09 PM)
Listing courtesy of CENTURY 21 MCBRIDE REALTY GROUP   Phone: 386-866-1007

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4 ULMACEA PLACE, Palm Coast, FL, 32137

$785,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $628,720 $628,720 $628,720
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $487 $487 $487
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,769 $3,922 $5,179
Total Monthly Payment $4,348 $4,501 $5,758

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.