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Welcome to this stunning modern coastal retreat located in the highly desirable beachside community of Hammock in Palm Coast. Built in 2023, this beautifully designed home offers the perfect blend of luxury, privacy, and coastal convenience. Just a short walk or golf cart ride to the beach. This spacious residence features 3 bedrooms, 2. 5 bathrooms, and over 3, 300 square feet of thoughtfully designed living space, all set on an oversized 0. 254-acre lot—larger than most in the area. Inside, you’ll find an open-concept floor plan with soaring 10-foot ceilings and an abundance of natural light. The designer kitchen serves as the heart of the home, complete with granite countertops, a large center island, and stainless steel appliances perfect for entertaining or everyday living. The primary suite offers a true spa-like retreat, featuring a built-in closet system, dual vanities, a private water closet, and an oversized walk-in shower with bench seating. A split-bedroom layout enhances privacy, with guest bedrooms connected by a Jack-and-Jill bathroom, plus an additional half bath for convenience. Luxury vinyl plank flooring runs throughout the home, combining durability with modern style. Step outside to your covered lanai, ideal for indoor-outdoor living, relaxing with ocean breezes, or hosting sunset gatherings. The backyard is fully fenced and includes a private pool, with additional space to accommodate a large RV or boat. Outdoor kitchen hookups are already in place, offering even more potential for customization. Additional highlights include: Extra-wide driveway and 3-car garage, Well and public water systems, No HOA providing flexibility for short-term rentals or Airbnb opportunities, Boat ramp at the end of the street, and ample trailer parking nearby, Walking distance to Publix and local conveniences. Located just minutes from the Atlantic Ocean, scenic A1A, the Intracoastal Waterway, and nearby nature preserves, this home offers a peaceful, low-density coastal lifestyle far from the congestion of inland developments. Whether you're looking for a primary residence, a vacation getaway, or a high-performing income property (with potential to accommodate large groups), this home delivers exceptional versatility and value.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$785,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $628,720 | $628,720 | $628,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $487 | $487 | $487 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,769 | $3,922 | $5,179 |
| Total Monthly Payment | $4,348 | $4,501 | $5,758 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.