3392 BLUFF OAK LANE, Sanford, FL, 32771 | $635,000

Welcome to this spacious Riverside Oaks luxury home on a pond, with custom elements designed to present a contemporary farmhouse sensibility. The covered entry portal leads into a better-than-new Toll Brothers home, with upgrades selected to compliment this unique premium lot. Visitors enter an expansive foyer with a secluded, main-floor bedroom and full bath. You may decide if occupants will be visitors, in-laws, or resident elders. Perhaps a second office? Proceeding ahead your attention will be drawn through the triple-stacked 8’ tall sliding glass doors to the sparkling pond. The entry hall and first floor are clad in an upgraded, richly stained, engineered hardwood with upgraded tall baseboards. The open concept public space is equally conducive to family engagement or special gatherings. Our gourmet kitchen features Toll Brothers upgraded white shaker cabinetry with crown molding, gold hardware, upgraded quartz countertops, upgraded backsplash, reverse osmosis system for drinking water and an expanded island with storage front and back. A walk-in pantry enhances the function of this cook’s kitchen. A convenient drop zone leads to the garage. Returning to the kitchen, observe the lighting throughout the first floor added to complement the décor. Adjacent to the kitchen, is a large office accommodating the home based professional. Double glass doors create quiet for conference calls as well as allowing the telecommuter a visual of the pond beyond the doors. Enjoy morning coffee from a vantage point on your covered lanai with a front row seat for glorious sunrises, sunsets and abundant wildlife. Entertain in the shaded afternoon, grilling for family and guests. Return inside and ascend the open staircase to a large family/bonus room. Luxury vinyl planking has replaced carpeting throughout the second floor. The owner’s suite, laundry, central full bath and two bedrooms radiate from the second floor family room. The primary bedroom and bath offer quiet respite with beautiful, upgraded tile and two walk-in closets. From a utilitarian perspective, the massive 3-car tandem garage includes an electric car charging station and professionally applied polyaspartic floor coating. A whole house Eccowater system, Ring doorbell, custom lighting, window coverings, barstools and washer/dryer are included in a turnkey experience for the new owner. The location of this home is unparalleled in Seminole County. The Riverside Oaks community is one of Toll Brothers newest gated communities backing to the St. Johns riverway where it meets the Southern shore of Lake Monroe, offering private access. Fall will announce the conclusion of new construction in Riverside Oaks. Take this last opportunity to own the most spacious plan constructed in the original phase…the grand Ferncroft! Community amenities include a beautiful pool and cabana pondside. The beach is 30 minutes away and nearby State Road 417 and I 4 provide freeway access to Central Florida and beyond. Thank you for your visit!

Features

  • Amenities: Gated, Pool
  • Rooms: 6
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Room, Upper Level
  • Year Built: 2022
  • Garage: 3-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,123
  • Acreage: 0.13
  • Est. Taxes: $7,295
  • HOA Fee: $424 Quarterly
  • View: Water
  • Elem. School: Midway Elementary
  • Middle School: Millennium Middle
  • High School: Seminole High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: O6399508
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/O6399508/3392bluffoaklane_sanford_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 10:32:51 AM)
Listing courtesy of COPPEROOSTER   Phone: 407-484-4477

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3392 BLUFF OAK LANE, Sanford, FL, 32771

$635,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $508,000 $508,000 $508,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $608 $608 $608
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,924 $3,253 $4,218
Total Monthly Payment $3,624 $3,953 $4,918

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.