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Welcome to a rare opportunity to own a lakefront home in Dunedin, Florida, perfectly positioned on the peaceful shores of Lazy Lake with a large, fenced backyard overlooking the water—properties like this are seldom available and offer a unique combination of privacy, location, and lifestyle in one of Tampa Bay’s most desirable coastal communities. This beautifully maintained 3-bedroom, 2-bath home with a 1-car garage features a spacious open floor plan designed for both everyday living and entertaining, with a completely remodeled kitchen (2024) at the heart of the home that seamlessly connects to the great room, creating a bright and inviting central gathering space. The thoughtfully designed layout includes two bedrooms on one side of the home and a private primary suite on the opposite side, offering comfort, functionality, and separation. Step outside to your own slice of Florida paradise where the expansive backyard is fully fenced and framed by mature tropical landscaping, providing both beauty and privacy while overlooking tranquil Lazy Lake—perfect for relaxing mornings, sunset views, or future outdoor enhancements. Major upgrades provide peace of mind, including a new roof (October 2024), hurricane-impact windows and doors (2024), and an HVAC system replaced in September 2021, meaning all the big-ticket items have been taken care of and the home is truly move-in ready while still offering the opportunity to personalize and make it your own. Ideally located in the heart of Dunedin, this home is just minutes from downtown Dunedin’s charming shops, restaurants, breweries, and waterfront parks, and is conveniently close to the post office, shopping, world-class Gulf beaches, Honeymoon Island, and two international airports (Tampa International Airport and St. Pete–Clearwater International Airport), making travel and daily living exceptionally convenient. Whether you are searching for a primary residence, seasonal retreat, or waterfront investment property, this is a standout opportunity in the Dunedin waterfront market—lakefront homes like this do not come available often, and this one is ready for its next owner to enjoy.
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Our Executive Mortgage Banker:
Our Insurance Division:
$459,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $367,200 | $367,200 | $367,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.710% |
| Monthly Tax Payment | $85 | $85 | $85 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,199 | $2,291 | $2,998 |
| Total Monthly Payment | $2,359 | $2,451 | $3,158 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.