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Elegant and impeccably maintained, this charming residence offers exceptional curb appeal with timeless architectural details and beautifully landscaped grounds. The lovely custom, cottage-style home sits on a quiet cul-de-sac in the Retreat at Beresford. A spacious covered front porch, framed by classic white columns and railings, welcomes you home and provides the perfect setting for morning coffee or evening relaxation. Formal manicured boxwood-style hedges along the front walkway define lush garden beds with classic structure and elegance. This charming residence offers a gracious and inviting interior. The spacious open plan living/dining room features exposed beams that lend architectural interest. A handsome brick fireplace creates a cozy focal point perfect for gathering with family and friends. Natural light pours through generously sized windows in addition to a screened covered patio off the living room. The light-filled country kitchen is charming and offers an inviting space for everyday living and entertaining. Thoughtfully designed with a large center island, it blends functionality with classic style. The home features a beautifully appointed first floor primary bedroom with a large en suite bathroom and walk in closet. Upstairs has a spacious landing area connected to two additional bedrooms, each with their own en suite bathroom and ample storage. Step outside to discover a backyard retreat that is as thoughtfully curated as the front grounds. A lovely brick patio provides the perfect setting for outdoor dining, entertaining, or quiet evenings under the stars. The backyard is also enhanced by a raised vegetable garden and a graceful espalier, adding a touch of old-world charm and architectural elegance to the landscape. This serene outdoor space creates a truly enchanting setting.
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Our Executive Mortgage Banker:
$665,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $532,000 | $532,000 | $532,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,147 | $3,276 | $4,344 |
| Total Monthly Payment | $3,239 | $3,368 | $4,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.