One-Level Luxury Living in a Premier Gated CommunityThis exceptional one-story custom home at 4030 Ten Shillings Way offers the rare combination of refined finishes, thoughtful accessibility, and resort-style amenities -- all just 15 miles from historic Charleston and 22 miles to Folly Beach. With minimal steps at every entrance and single-floor living throughout, this home is perfectly suited for couples, growing families, and those looking to age in place without compromise. Effortless Everyday Living Soaring 10-foot ceilings and tall doors carry through every room, giving the home an airy, open feel that must be seen to be appreciated. Ceramic tile flooring runs throughout -- beautiful and quiet underfoot. Remote-controlled electric blinds dress the front and rear double doors, and keypad access on three exterior entrances means you'll rarely need to fumble for keys. Every window is dressed with a premium $10, 000 interior shutter package, offering timeless style, light control, and privacy. A Kitchen Built to Impress The heart of the home features a $20, 000 appliance package including Thermador appliances and a brand-new Bosch dishwasher installed March 2026 -- all framed by white cabinetry, quartz countertops, and a large walk-in pantry. Natural gas service adds convenience and cooking performance, with storage and counter space to spare. The Primary Suite -- A True Retreat The spacious primary bedroom features two large custom-cabinetry closets, each with keyed locking drawers for secure storage. The en suite bath includes heat lamps and thoughtfully installed grab bars -- discreet touches that add comfort and long-term peace of mind -- along with dual vanities, a Jacuzzi tub, a private water closet, and a walk-in shower. Outdoor Living at Its Finest Step outside to one of the most private lots in The Preserve -- a fully fenced backyard designed for relaxation and entertaining. The large front porch welcomes guests, while the screened and open rear porch with ceiling fans serves as your year-round outdoor living room. A back porch sink adds convenience when grilling or hosting, and a full pool bath with its own exterior entrance keeps wet feet off your beautiful floors. The glistening in-ground pool features an electric safety cover and comes with a new pool pump and pool robot -- both conveying with the home. A property-wide mosquito misting system lets you enjoy Lowcountry evenings in peace. The spacious backyard offers plenty of room for volleyball, soccer, horseshoes, and more -- an entertainer's dream. Flexible Secondary Spaces The secondary bedrooms are just down the hall and offer flexibility as an office, media room, guest suite, or additional family space. Built for Protection & Efficiency A Generac whole-house generator ensures you're never without power. Windows are designed for hurricane fabric covers, and the home carries added structural hurricane protection and Energy Star certification for lower utility costs. Well water irrigation keeps the lawn lush without touching municipal water bills. A Garage Worth Showing Off The three-car garage is outfitted with $8, 000-$10, 000 in custom cabinetry, a built-in workbench, and a full slat wall system that keeps everything in its place. Community Amenities That Set The Preserve Apart Life here extends well beyond your front door. The Preserve at Stono Ferry offers a rich community experience: the Boathouse on Ten Shillings Way serves as a neighborhood gathering hub, available to reserve for private events at very reasonable rates. Dock facilities include a covered pierhead, swing, oversized floating dock, and kayak storage. Miles of walking and biking trails, on-site boat storage, a community pool, and a well-equipped fitness center round out the offerings. An active social committee organizes regular food trucks, farm-fresh produce events, fish fries, and community gatherings throughout the year -- plus an active fishing club. Gated access keeps the community secure, with gates open 7am-5pm and private keypad/fob access otherwise.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.259% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,996 | $6,076 | $8,439 |
| Total Monthly Payment | $6,121 | $6,201 | $8,564 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.