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HIGHEST & BEST OFFERS DUE BY 4PM MONDAY, 4/20. A rare opportunity to own in the coveted Laurel Beach Association, where coastal living and community charm seamlessly come together. This inviting home offers a relaxed coastal lifestyle with yearround enjoyment. The main level features a spacious living room highlighted by a beautiful stone fireplace, an ideal kitchen layout, and a versatile bonus side room - perfect for a den or home office - and a full bathroom. Upstairs, you'll find three comfortable bedrooms and a second full bath, providing ample space. The large primary bedroom is filled with natural light and includes a walkin closet that features a vanity. As a Laurel Beach Association resident, enjoy exclusive access to a private beach, tennis and pickleball courts, and a clubhouse complete with duckpin bowling. Additional highlights include boardwalk access and a variety of seasonal community events, fostering a true sense of coastal neighborhood living. Whether you're seeking a fulltime residence or a coastal retreat, this home presents an exceptional opportunity to embrace a yearround shoreline lifestyle in one of the area's most desirable beach communities. Add your personal touch and restore this home's beauty and potential.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Main | |
| Bedroom 2 | Main | |
| Dining Room | Main | |
| Living Room | Book Shelves,Built-Ins,Fireplace | Main |
| Primary Bedroom | Walk-In Closet | Upper |
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William Raveis Real Estate
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Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $459,920 | $459,920 | $459,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $817 | $817 | $817 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,721 | $2,795 | $3,727 |
| Total Monthly Payment | $3,630 | $3,704 | $4,636 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.