19 Laurel Street, Centereach, NY, 11720 | $729,999

Welcome to this beautifully expanded Cape, where space, versatility, and comfort come together effortlessly. Featuring 5 spacious bedrooms and 3 full bathrooms, this well-maintained home offers the perfect layout for extended living, including a legal 1-bedroom accessory apartment—ideal for a true mother-daughter setup. Nestled midway down a street that opens into a cul-de-sac, this home offers both privacy and minimal through traffic—creating a peaceful residential setting. Inside, you’ll find a bright and functional layout highlighted by an updated kitchen with new stainless steel appliances, tastefully renovated bathrooms, and hardwood floors hidden beneath the carpet, ready to be revealed. The home is equipped with modern upgrades including a 200-amp electrical panel with smart meter, an updated alarm system, and indoor/outdoor security cameras that can be monitored remotely—giving you peace of mind at all times. A finished basement with outside entrance adds even more living space, perfect for guests, recreation, or additional storage. Set on a generous 1/3 acre lot, this property also features Anderson windows, a newer efficient oil burner, and a cozy fireplace, creating a warm and energy-efficient environment year-round. Location is everything—and this one delivers. Conveniently located near major highways including the Long Island Expressway (I-495) and Nicolls Road, making commuting a breeze. Few minutes away Suffolk Community College, Just 10–12 minutes to Stony Brook University and Stony Brook Hospital, approximately 15 minutes to Ronkonkoma Train Station (with direct service to NYC), and about 1 hour to New York City. Close to shopping centers, restaurants, parks, and all that Centereach and the surrounding areas have to offer. Too much to list—this is truly a must-see home with endless potential and flexibility! Don’t miss your opportunity to make it yours.

Features

  • Rooms: 11
  • Bedrooms: 5
  • Baths: 3 full
  • Style: Cape Cod
  • Year Built: 1963
  • Heating: Hot Water, Oil, Propane
  • Cooling: Wall/Window Unit(s)
  • Basement: Finished, Full, See Remarks, Walk-Out Access
  • Approx Sq. Feet: 2,236
  • Acreage: 0.3
  • Est. Taxes: $9,257
  • Elem. School: Eugene Auer Memorial School
  • Middle School: Dawnwood Middle School
  • High School: Centereach High School
  • School District: Middle Country
  • Appliances: Dishwasher, Dryer, Refrigerator, Washer
  • MLS#: 985766
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/985766/19laurelstreet_centereach_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Signature Premier Properties   Phone: 631-642-2300

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

19 Laurel Street, Centereach, NY, 11720

$729,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $583,999 $583,999 $583,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $771 $771 $771
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,498 $3,643 $4,769
Total Monthly Payment $4,361 $4,506 $5,632

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.