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Welcome to this beautifully expanded Cape, where space, versatility, and comfort come together effortlessly. Featuring 5 spacious bedrooms and 3 full bathrooms, this well-maintained home offers the perfect layout for extended living, including a legal 1-bedroom accessory apartment—ideal for a true mother-daughter setup. Nestled midway down a street that opens into a cul-de-sac, this home offers both privacy and minimal through traffic—creating a peaceful residential setting. Inside, you’ll find a bright and functional layout highlighted by an updated kitchen with new stainless steel appliances, tastefully renovated bathrooms, and hardwood floors hidden beneath the carpet, ready to be revealed. The home is equipped with modern upgrades including a 200-amp electrical panel with smart meter, an updated alarm system, and indoor/outdoor security cameras that can be monitored remotely—giving you peace of mind at all times. A finished basement with outside entrance adds even more living space, perfect for guests, recreation, or additional storage. Set on a generous 1/3 acre lot, this property also features Anderson windows, a newer efficient oil burner, and a cozy fireplace, creating a warm and energy-efficient environment year-round. Location is everything—and this one delivers. Conveniently located near major highways including the Long Island Expressway (I-495) and Nicolls Road, making commuting a breeze. Few minutes away Suffolk Community College, Just 10–12 minutes to Stony Brook University and Stony Brook Hospital, approximately 15 minutes to Ronkonkoma Train Station (with direct service to NYC), and about 1 hour to New York City. Close to shopping centers, restaurants, parks, and all that Centereach and the surrounding areas have to offer. Too much to list—this is truly a must-see home with endless potential and flexibility! Don’t miss your opportunity to make it yours.
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Our Executive Mortgage Banker:
$729,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $583,999 | $583,999 | $583,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $771 | $771 | $771 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,498 | $3,643 | $4,769 |
| Total Monthly Payment | $4,361 | $4,506 | $5,632 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.