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Presented by
Claudia Chapman |
Well-appointed Brightwaters Model 2 story townhouse located in the desirable Mystic Pines Community of 90 units. Freshly painted in 2024, this updated home, abundant with natural light, is located in the "NON" 55 & over part of the complex. Impressive entry foyer leads you and your guests to your updated eat in kitchen with granite counters, custom cabinetry and stainless appliances with dining area and counter style seating. Hardwood floors throughout. King size master ensuite with WIC and private bath offering dual vanity, soaking tub and separate stall shower. Secondary bedroom ensuite with walk in closet. Upstairs laundry room with newer washer. Custom area on 2nd floor is perfect for a cozy reading area or office setup. Recreation room style basement with LVP flooring, egress window and powder room. Plenty of storage with pull down attic stairs to access extra storage over 1 car garage. 2025 Gas Hot Water Heater. Monthly maintenance of $445. 20 includes 2100 sq ft clubhouse, pool, gym & dog run. Complex responsible for roof, siding and driveway. Mystic Pines is conveniently located to all major shopping, restaurants, highways and downtown Bay Shore as well as Brightwaters Village.
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Our Executive Mortgage Banker:
Our Insurance Division:
$680,000
Sales Associate
William Raveis Real Estate
Phone: 814.434.3665
Claudia.Chapman@Raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $544,000 | $544,000 | $544,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.431% | 5.668% |
| Monthly Tax Payment | $1,010 | $1,010 | $1,010 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,258 | $3,350 | $4,409 |
| Total Monthly Payment | $4,360 | $4,452 | $5,511 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.