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Welcome to easy Florida living in the highly sought-after 55+ community of Timber Pines! This well-maintained 2-bedroom, 2-bath, 2-car garage home offers 1, 128 sf of comfortable living space and is the perfect opportunity for full-time residents or seasonal buyers. Built in 1983, the home features brand new carpet throughout, giving it a fresh, move-in-ready feel the moment you walk in. Peace of mind comes with major updates already completed, including a 2019 roof and a 2014 air conditioning system, helping with both insurance and long-term value. The functional floor plan offers a spacious living area, a bright kitchen, and well-sized bedrooms, ideal for everyday living or hosting guests. Step outside and enjoy the lifestyle that makes Timber Pines so desirable. This gated, amenity-rich community offers multiple golf courses, clubhouse, pools, fitness center, tennis courts, pickleball courts and a full calendar of social activities--all designed to keep you as active and engaged as you want to be. Conveniently located near shopping, dining, medical facilities, and Florida's beautiful Adventure Coast, this home is your chance to enjoy low-maintenance living in one of Spring Hill's premier active adult communities. Don't miss your opportunity to live the Timber Pines lifestyle--schedule your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$229,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $183,200 | $183,200 | $183,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $117 | $117 | $117 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,098 | $1,143 | $1,509 |
| Total Monthly Payment | $1,290 | $1,335 | $1,701 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.