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Welcome to Birchwood at Spring Lake, a premier gated community offering resort style living in the heart of Middle Island. This beautiful 2 bedroom, 2 full bath home is one of the most sought after free standing ranches in this community. Inside you will find a large open and airy living room with a Heat N Glo gas fireplace, cathedral ceilings, wood floors, recessed lighting and skylights. The large dining room features hard wood floors and a built in wet bar, great for entertaining. You will love to spend time cooking in this modern kitchen with ceramic tile floors, granite countertops, a beautiful kitchen island, a gas stove and stainless steel appliances. Enjoy the convenience of a laundry area with a gas dryer and washer right off the kitchen. A one car garage has been partially converted to a large space off the kitchen providing a huge eating area, bar area, sitting area and more. . . this extra space has endless possibilities while still leaving part of the garage for storage with inside and outside access. A den and/or office on the back end of the home adds even more living space with French doors and a sliding glass door leading to a fenced in yard and a large paver patio to enjoy outdoor living. This home also has a large primary bathroom with quartz counters and large jacuzzi tub, a great way to spend the end of a long day. Updates over the past 10 years include kitchen, primary bathroom, patio, driveway, walkway, heating/cooling system and more! This home has central air conditioning and inground sprinklers. Residents of Birchwood at Spring Lake can enjoy so many amenities including 2 indoor pools, 2 outdoor pools, 2 modern clubhouses each with their own gyms and playgrounds, a 9 hole golf course, tennis courts, pickle ball courts, basketball and racquetball. There are numerous clubs and events throughout the year and beautifully maintained grounds with walking paths, 24 hour security and so much more! Trash removal, snow removal, water, lawn maintenance included in HOA fees. Move in ready!! This gem will not last! Make it yours today.
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Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$539,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $431,200 | $431,200 | $431,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $744 | $744 | $744 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,585 | $2,690 | $3,552 |
| Total Monthly Payment | $3,421 | $3,526 | $4,388 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.