Presented by
Ana Pena |
A great place to call home, this raised ranch–style home sits on 0. 52 acres and provides inviting living spaces in Ossining, just outside the town center. Adding to its appeal, the seller recently installed a brand-new roof, providing an important recent upgrade and added value for the next owner. The foyer leads into a spacious living room with a large bay window that fills the space with natural light. An open layout leads into the formal dining room and continues into a four-season sunroom with oversized windows overlooking the spectacular backyard, creating an ideal setting for get-togethers, summer barbecues, and everyday enjoyment. The space connects seamlessly to the deck, making it easy to enjoy morning coffee or gatherings that move easily between indoors and out. The spacious kitchen features ample cabinetry, granite countertops, a skylight, and a refrigerator designed to blend seamlessly with the cabinetry. The main level includes three generously sized bedrooms and a full bathroom with double sinks. Pull-down attic stairs provide convenient additional storage. The lower level expands the living space with a cozy family room featuring a fireplace, an office or den, a convenient half bathroom, a separate utility room, and direct access to the outdoors. A driveway leads to a two-car garage, completing the property. Ideally located, this home allows you to enjoy the benefits of living in Ossining with close proximity to shopping, dining, parks, and schools, while still feeling removed from the hustle of the town center. Commuters will appreciate easy access to major roadways, including Route 9 and the Taconic Parkway, providing convenient travel throughout Westchester and into New York City.
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Our Executive Mortgage Banker:
Our Insurance Division:
$775,000
Sales Associate
William Raveis Real Estate
Phone: 203.509.0390
Ana.Pena@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.500% | 5.691% |
| Monthly Tax Payment | $1,376 | $1,376 | $1,376 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,668 | $3,868 | $5,063 |
| Total Monthly Payment | $5,136 | $5,336 | $6,531 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.