New York (Hell's Kitchen), NY, 10036 | $549,000

646 9th Avenue, Apt 3RN - HDFC Co-op for Sale in Hell's Kitchen, Manhattan High-DesignLow Monthlies 1-Bedroom $549, 000 $395 Monthly Maintenance (Includes Taxes)

This Hell's Kitchen HDFC co-op offers a rare opportunity to purchase a thoughtfully designed, low-maintenance apartment in Manhattan with a 165% AMI income cap. Located at 646 9th Avenue, Apartment 3RN has been fully reimagined for modern, flexible living-ideal for buyers who value efficiency, intentional design, and long-term affordability.

What Makes This Apartment Unique

  • HDFC co-op with 165% AMI income cap
  • Ultra-low $395/month maintenance (includes taxes)
  • Fully customized multi-functional "transformer" layout
  • Private basement storage included
  • Located in Hell's Kitchen with access to Midtown Manhattan

A Reimagined Approach to One-Bedroom Living

This is not a traditional one-bedroom designed around excess square footage or conventional layouts. Instead, the apartment has been engineered as a high-functioning, design-forward space that adapts to how you live throughout the day.

At the center of the home is a custom motorized Horigotatsu platform-a true 3-in-1 living system that eliminates the need for separate living, sleeping, and dining areas. It functions as a minimalist lounge, converts into a full bed, and transforms into an elevated dining or workspace at the push of a button.
This is not a compromise for space-it is a deliberate solution for modern Manhattan living.



The layout supports a seamless daily rhythm:

  • Morning: open, uncluttered lounge
  • Midday: clean, elevated workspace ideal for remote work
  • Evening: comfortable living and sleeping environment

Climate control is handled by dual LG Artcool Gallery mini-splits, designed to resemble framed artwork while providing efficient heating and cooling-eliminating the need for traditional wall units.

Streamlined Kitchen with High-Performance Appliances

The open kitchen continues the theme of intentional design with:

  • Quartz countertops
  • Custom Cabinets
  • Bosch dishwasher
  • LG refrigerator
  • Samsung microwave
  • 2-burner gas range

Each element has been selected for performance and efficiency without unnecessary excess.

Bathroom as a Private Retreat

The windowed bathroom is designed as a functional recovery space. It features:

  • Jacuzzi soaking tub with integrated wall jets
  • Rainfall showerhead
  • Custom sliding wooden barn door for space efficiency

An adjustable rod system provides a discreet in-unit drying solution, reinforcing the apartment's focus on intelligent, multi-purpose design.

Storage Designed Differently

Not only is there plenty of storage through the apartment there is also a private basement storage cage-allowing bulk and seasonal items to be stored on-site and keeping the living space clean and uncluttered. The layout supports a streamlined wardrobe solution near the entry, aligned with a minimalist lifestyle should you require additional hanging space.

Financial Profile & Building Stability

With maintenance at just $395 per month-among the lowest in Manhattan-this property offers a compelling combination of affordability and design. The building is a financially stable HDFC co-op with no long standing debt and strong reserves. This level of financial health is rare in income-restricted co-op buildings allowing the board to have undertaken hallway renovations and to build a roof deck in recent years.

Building Amenities & Location

Residents enjoy access to:

  • Landscaped courtyard
  • Furnished roof deck
  • On-site laundry
  • Pet-friendly policies (subject to board approval)
  • Private storage
Located in the heart of Hell's Kitchen, the building is surrounded by dining, nightlife, and convenient access to Midtown Manhattan. The apartment's courtyard-facing orientation provides a rare sense of quiet and separation from the surrounding energy giving you the best of both worlds.

This is an HDFC co-op with a 165% AMI income cap.

  • 1 Person: $187, 110
  • 2 People: $213, 840
  • 3 People: $240, 570
This apartment is built for someone who values design over excess, flexibility over fixed layouts, and low monthly costs over wasted space. If that mindset aligns with how you live, there are very few opportunities like this currently on the market.

Features

  • Town: New York
  • Cooling: Other
  • Levels: 5
  • Rooms: 2
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Building Other
  • Year Built: 1900
  • Common Charge: $395 Monthly
  • View: Other
  • Pet Policy: Building Yes,Yes
  • Appliances: Dishwasher
  • MLS#: RLS20084589
  • Days on Market: 39 days
  • Website: https://www.raveis.com
    /prop/RLS20084589/6469thavenue_newyork_ny?source=qrflyer
Copyright © 2026  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Corcoran Group   Phone: (212) 355-3550

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NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

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New York (Hell's Kitchen), NY, 10036

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,704 $2,773 $3,647
Total Monthly Payment $2,796 $2,865 $3,739

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.