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You'll be wowed by the classic character of this Arts and Crafts home with so many original details! This 3 bedroom, 2 bath home is solid, and you'll find so many extras! (A couple of nice bonus rooms!) The covered front porch welcomes you in to a time gone by. Check out the gleaming original wood floors, built in the 30's, when craftsmen really cared about quality and exceptional detail! There are leaded glass windows, crystal doorknobs, solid wooden doors, French doors, plus a unique carnival glass chandelier original to the home that is truly one-of-a-kind! This home has been lovingly maintained by the same family for the past 80 years including thoughtful updates. A new roof was installed in 2024, along with a new exterior paint job! It's charming as it is, but many buyers will want to add their own touches to the home. Heated by hot water baseboard, plus there's a woodstove for extra warmth. The garage out back is really a "carriage house" from the 30s era when many families still relied on horses for transportation. It features public water but has its own new septic, installed in 2025. Located in Youngsville, NY, it's central to so much! Just 12 minutes from Liberty and Rt-17. Livingston Manor with its eateries, shops, breweries and distillery is just 10 miles up the hill. Jeffersonville's about 6 minutes' drive, and just 20 min to the Delaware River in Callicoon. It's rare to find such a very livable home in this price range, so check it out now!
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Our Executive Mortgage Banker:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $340 | $340 | $340 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,473 | $1,510 | $1,986 |
| Total Monthly Payment | $1,888 | $1,925 | $2,401 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.