1141 Violet Terrace, #101, Delray Beach, FL, 33445 | $149,900

Discover this charming 1st-floor corner unit in the desirable Pines of Delray, ideally located in a quiet cul-de-sac just steps from the main clubhouse and pool. This spacious residence spans 1, 167 sq ft and features two bedrooms and two full baths. The eat-in kitchen is an impressive 17 ft long and includes a washer-dryer, while the expansive living room/dining area measures 29 ft, providing ample space for relaxation and entertainment. With granite countertops already installed and an additional sink added to the master bathroom, this home is ready for your personal touch. Enjoy year-round outdoor living on a roofed open patio with a breezy southeast exposure. The building boasts a new roof (2025), and the monthly condo fee covers water, cable, in-unit WIFI and fully funded reserves. 55+ community: However, the buyer on the deed can be under 55+, but if under 55 the buyer just can't occupy the unit until reaching the age of 55. But a non-rent paying relative of the buyer who is 55+ can occupy the unit at closing after being approved as an "occupant". And this arrangement is not subject to the 18 month wait period for leasing. If the buyer on the deed is 55+, then approved co-buyers must be at least 18 years of age and can only be in residence if an 55+ approved buyer is in residence at the same time;. Up to 2 indoor cats, verifiable emotional supports dogs, caged birds and tropical fish are welcome!; owner and guest overnight parking is limited to automobiles, SUVs, non-business passenger vans, motorcycles and small personal non-commercial open bedded pickup trucks (with no visible signage, tools or equipment); all vehicles must fit within the white stripes of parking spaces in both length and width; after 18 months of ownership unit owners can be eligible to lease out their unit (approved leases must be for a 4 month minimum and only one lease is allowed per 12 month period); title to a property cannot be taken by an LLC, a corporation, business trust, business partnership or business co-ownership; however title can be in a personal or family trust, a non-business partnership/co-ownership, a life estate or a Lady Bird Deed; a minimum credit score of 650 is required of all buyers on the purchase contract; no business can be run out of a unit whereby customers or clients come to the unit or onto the common grounds; no smoking is permitted within 50 feet of a building including catwalks, stairwells or on open patio areas; seller financing or private financing is not permitted; you can have guests stay in the unit without the owner being present(with association approval) for a maximum of 30-days per calendar year; wind-chimes/noise-makers cannot be hung outside.

Features

  • Parking: Assigned, Guest
  • Heating: Electric, Heat Pump, Central Individual
  • Cooling: Electric, Central Individual, Reverse Cycle
  • Levels: 2
  • Amenities: Billiard Room, Clubhouse, Fitness Center, Game Room, Management, Picnic Area, Pool, Sauna, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Manager On Site, Bocce Ball, Community Room, Heated Pool, Internet Included, Kitchen Facilities, Maintained Community, Pickleball Court(s), Putting Green, Street Lights, Maintenance, Recreation Facilities
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: PINES OF DELRAY
  • Development: PINES OF DELRAY
  • Year Built: 1977
  • Common Charge: $623 Monthly
  • Approx Sq. Feet: 1,167
  • Est. Taxes: $2,709
  • Lot Desc: Cul-De-Sac
  • View: Garden
  • Adult Communities: Yes
  • High School: Atlantic
  • Pet Policy: Yes, Number Limit, Cats Only, Pet Restrictions Possible
  • Appliances: Electric Water Heater, Dryer, Disposal, Dishwasher, Electric Range, Refrigerator, Water Heater, Washer
  • MLS#: B26015834
  • Website: https://www.raveis.com
    /prop/B26015834/1141violetterrace_delraybeach_fl?source=qrflyer
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Listing courtesy of Coldwell Banker

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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1141 Violet Terrace, #101, Delray Beach, FL, 33445

$149,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $119,920 $119,920 $119,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.375% 6.638% 5.972%
Monthly Tax Payment $226 $226 $226
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $738 $758 $996
Total Monthly Payment $1,039 $1,059 $1,297

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.