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Fully reimagined high tech raised ranch set on 1. 2 private acres, offering a true open-concept layout rarely found in this style of home. The main level has been transformed to create clean sightlines across the living, dining, and kitchen spaces, delivering both functionality and a modern flow for everyday living and entertaining. The kitchen is designed with efficiency and scale in mind, featuring quartz countertops, a large island with seating, and extensive custom cabinetry and stainless steel appliances. Three well-proportioned bedrooms and a full bathroom accessible from both the hall and primary bedroom complete the main level. The lower level adds flexible living space with a spacious family room centered around a brick fireplace, an additional bathroom, dedicated laundry area and a bonus room—ideal for guests, recreation, or extended living needs. Additional features include high tech upgrades such as Lutron "smart" light switches, Nest thermostat, Nest cameras all managed through Google or Alexa. HyperAir heating/cooling system throughout main level, pellet stove in lower area, hardwood look luxury vinyl plank and custom tile flooring throughout, 2 car attached garage, and solar panels delivering strong energy efficiency, with electric costs typically $160/month. Outdoor living is equally compelling, with a large rear deck overlooking a fully fenced yard. The property backs to a lifetime deeded farm, ensuring protected views and long-term privacy, and is further enhanced by its position surrounded by the natural woodlands of Top Cottage, an Eleanor Roosevelt National Historic Site. Well-priced for its size, setting, and upgrades, this property offers a compelling combination of modern design, land, and protected surroundings.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $710 | $710 | $710 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,361 | $2,458 | $3,260 |
| Total Monthly Payment | $3,146 | $3,243 | $4,045 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.