10920 INDEPENDENCE DRIVE, Port Richey, FL, 34668 | $150,000

WELCOME TO YOUR AMAZING HOME at 10920 Independence Dr, Port Richey in the gated community of Senate Manor, a 55+ cooperative community in SUNNY Florida. This 1976 SUPERB 2 bedrooms + Florida room, 2 bathrooms double-wide manufactured home lies on a GREAT lot with over 5000 sqft in a NO CDD zone. Key exterior features are LONG covered carport & driveway parking fitting multiple vehicles, concrete driveway, storage shed with washer/dryer included, rain gutters, shade shutters, private mailbox & easy-breezy TROPICAL landscaping that is taken care of for you. MASSIVE PHENOMENAL features are sturdy metal roof, new mini-split system for AC. When you step inside, you'll LOVE the OPEN FLOOR PLAN consisting of the foyer, kitchen, living & dining rooms & HUGE Florida room currently set up as a gathering area. The floors are dressed with GORGEOUS wide-plank LUXURY VINYL in all the open areas for fluidity of design (no carpet!). The WONDERFUL kitchen features a double sink, wood cabinets with hardware, laminate counters & updated appliances including a smooth-top range, microwave & stainless steel fridge. The dining room has a CLASSIC china hutch (included) with BEAUTIFUL glass cabinet doors & upper/lower storage options. The SPACIOUS living room is a magnificent place for family gatherings & flows effortlessly to the Florida room where the party continues. This FL room can be designed in a multitude of ways. NATURAL SUNSHINE streams inside through the multiple windows ILLUMINATING the interior together with the BRIGHT light fixtures. The HUGE primary bedroom can fit king-size furniture & has a private bathroom. The primary bathroom features cabinet vanity with MODERN sink, make-up counter, linen closet, private toilet area & step-in shower. The second bedroom features queen furniture & has a nice closet with mirrored doors. The guest bathroom contains a linen closet, tub/shower combo & cabinet vanity. More SUPERB features of this home include a COOL paint colors on the walls, blinds on the windows, high ceilings & sturdy floors. On the exterior, there are TROPICAL palm trees, raised garden bed in the front yard, brick base skirting around the perimeter to prevent unwanted critters & a wide open yard to design your OUTDOOR DREAM OASIS. There is NOTHING to do in this home as it is TURN-KEY, MOVE-IN READY available FURNISHED (if desired). Senate Manor is a WONDEFUL 55+ COMMUNITY & included in the low HOA fee of $200/month is trash with recycling pick-up 2X week, all exterior lawn maintenance, water, sewer, street lights, water with fountain views, gates & recreational activities like HEATED POOL & SPA, shuffleboard, horseshoes & gym. There is optional storage for boats, RVs or trailers on site. Location is IDEAL near beaches, shopping, restaurants, medical plazas, places of worship & tourist attractions. This FANTASTIC, move-in ready home can be sold FURNISHED for immediate enjoyment for the lucky new buyers! MAKE THIS YOUR FUTURE HOME!

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Handicap Modified, Laundry, Lobby Key Required, Maintenance, Optional Additional Fees, Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Wheelchair Access
  • Rooms: 10
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 50 x 100
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Florida, Patio
  • Year Built: 1976
  • Garage: Covered, Driveway, Golf Cart Parking, Ground Level, Guest, Off Street
  • Heating: Electric
  • Cooling: Mini-Split Unit(s)
  • Approx Sq. Feet: 1,130
  • Acreage: 0.11
  • Lot Size: 50 x 100
  • Est. Taxes: $985
  • HOA Fee: $200 Monthly
  • Lot Desc: Cleared, FloodZone, In County, Landscaped, Level, Near Golf Course, Near Marina, Near Public Transit, Sidewalk
  • View: Garden
  • Adult Communities: Yes
  • Elem. School: Gulf Highland Elementary
  • Middle School: Bayonet Point Middle-PO
  • High School: Fivay High-PO
  • Pet Policy: No
  • Appliances: Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: W7884810
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/W7884810/10920independencedrive_portrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2026 5:41:52 AM)
Listing courtesy of Future Home Realty   Phone: 800-921-1330

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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10920 INDEPENDENCE DRIVE, Port Richey, FL, 34668

$150,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $120,000 $120,000 $120,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $82 $82 $82
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $691 $768 $996
Total Monthly Payment $848 $925 $1,153

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.