2974 163RD TERRACE N, Clearwater, FL, 33760 | $569,900

Under contract-accepting backup offers. Welcome to this beautifully updated and character-filled home located in the desirable Greenbrook Estates of Clearwater—with NO HOA and situated on a spacious . 27-acre lot! Offering 4 bedrooms, 3 bathrooms, and 2, 583 square feet, this home features a unique and inviting layout you won’t find anywhere else. The stunning enclosed atrium with solid red brick creates a warm and striking living space, complemented by an upstairs loft—perfect for a playroom, office, or additional storage. The kitchen showcases real wood cabinetry, and the home boasts wood-look tile plank flooring (2021) throughout for a modern yet timeless feel. Two bathrooms have been fully remodeled, and all three include granite countertops. Major upgrades provide peace of mind, including:
Hurricane impact windows throughout
New double slider doors & French doors with enclosed blinds
All exterior doors replaced (hurricane-rated)
New garage door and opener (hurricane-rated)
A standout feature is the private mother-in-law suite with its own bedroom and full bathroom—ideal for guests or multi-generational living. Step outside to enjoy a screened-in back patio with beautiful tile flooring, overlooking a large backyard complete with two guava trees and a storage shed. There’s also a spacious attic for additional storage.

Seller is offering a BRAND NEW ROOF to be installed prior to closing with an acceptable offer, adding even more value and peace of mind. This one-of-a-kind property blends charm, functionality, and upgrades—don’t miss your chance to call it home!The location is hard to beat—approximately 5 minutes to St. Pete–Clearwater International Airport, 25 minutes to Tampa International Airport, 20–22 minutes to Clearwater Beach and Sand Key, and just 12 minutes to the Courtney Campbell Causeway. Shopping, dining, and everyday conveniences are all close by, including Clearwater Mall, Tri-City Plaza, and Countryside Mall. A well-updated home in a prime Clearwater location, ready to enjoy both inside and out.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: In Garage
  • Year Built: 1980
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,583
  • Acreage: 0.27
  • Est. Taxes: $2,785
  • Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator
  • MLS#: L4961104
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/L4961104/2974163rdterracen_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2026 7:37:03 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2974 163RD TERRACE N, Clearwater, FL, 33760

$569,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $455,920 $455,920 $455,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $232 $232 $232
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,731 $2,844 $3,723
Total Monthly Payment $3,055 $3,168 $4,047

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.