8420 IMPERIAL CIRCLE, Palmetto, FL, 34221 | $176,900

One or more photo(s) has been virtually staged. Welcome to this value-packed opportunity in the highly desirable 55+ community of Imperial Lakes Estates, where you own the land—no lot rent! Offering over 1, 300 square feet of living space, this 2-bedroom, 2-bath home features a spacious and functional layout ready for your personal touches. Inside, you’ll find generous living and dining areas with built-in cabinetry and great natural light. The large enclosed lanai provides additional flexible space—ideal for entertaining, a hobby area, or expanded living space. Interior laundry adds everyday convenience, along with ample storage throughout; please note the washing machine and dishwasher are not currently operational and will need replacement. The home features a two-car carport, dedicated enclosed golf cart parking, and an oversized attached shed for a workshop or additional storage. Imperial Lakes Estates is an amenity-rich, well-maintained community known for its friendly, active lifestyle and is dog-friendly (2 dogs, 25 lb max each; buyer to verify). With low dues of just $544 per quarter, residents enjoy two heated pools, a spa, pickleball and tennis courts, shuffleboard, bocce, horseshoes, and a large clubhouse featuring a full kitchen, library, game room, and social spaces, along with a scenic 65-acre lake. Conveniently located with easy access to I-75 and I-275, you’re just a short drive to Tampa, St. Petersburg, Sarasota, and the Gulf Coast’s beautiful beaches. Whether you’re looking to update and make it your own or seeking a seasonal retreat at an attractive price point, this home presents an excellent opportunity in a sought-after and welcoming community.

Features

  • Amenities: Cable TV, Clubhouse, Gated, Pickleball Court(s), Pool, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Washer Hookup
  • Year Built: 1987
  • Garage: Covered, Golf Cart Garage, Golf Cart Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,356
  • Acreage: 0.11
  • Est. Taxes: $635
  • HOA Fee: $544 Quarterly
  • Adult Communities: Yes
  • Elem. School: Virgil Mills Elementary
  • Middle School: Buffalo Creek Middle
  • High School: Palmetto High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: A4689730
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/A4689730/8420imperialcircle_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/11/2026 1:46:30 AM)
Listing courtesy of LIVE MODERN   Phone: 941-587-8871

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8420 IMPERIAL CIRCLE, Palmetto, FL, 34221

$176,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $141,520 $141,520 $141,520
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $53 $53 $53
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $837 $871 $1,147
Total Monthly Payment $965 $999 $1,275

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.