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Update: Seller is generously offering a $5, 000 credit at closing for buyer closing costs, rate buydown or updates to home! Enjoy the benefits of this established Sugarmill Woods home built by a local favorite builder! Mature landscaping, deep greenbelt behind the home, a high and dry elevation, and a location on the back portion of a quiet cul de sac, all make for an appealing setting to enjoy the Nature Coast lifestyle! Fresh, neutral interior paint and laminate flooring throughout the home, fabulolus wood plantation shutters, crown moulding, 10' ceilings in living area, gas fireplace and triple sliders that telescope open to a large screen lanai and privacy from that deep greenbelt. Primary suite has bay window overlooking lanai, double walk in closets, large walk in shower, double sink vanity. All bedrooms have 9' ceilings, and are separated nicely in this split floorplan. Front secondary bedroom with pocket doors would make a quiet home office. Spacious dining area, breakfast nook, kitchen with cooktop and double ovens, pantry with slide out shelving, laundry room with stainless laundry sink, lots of cabinetry and ample storage closets are extras to note. Garage is large 2 car with a bump out for workshop area, pull down attic stairs to storage and exterior door to side yard. Outside you will find gutters around the entire roof (2015) perimeter, paver BBQ area and mature landscaping with fresh mulch.
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $271,200 | $271,200 | $271,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $341 | $341 | $341 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,604 | $1,670 | $2,214 |
| Total Monthly Payment | $2,020 | $2,086 | $2,630 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.