5442 SW 85TH AVENUE ROAD, Ocala, FL, 34481 | $289,000

Welcome to this beautifully upgraded 2-bedroom, 2-Bath Candlewood model located in the gated 55+ Stone Creek Golf Course Community, where resort-style amenities and a vibrant social scene create an exceptional lifestyle. Move-in ready and beautifully finished, this home stands out with thoughtful design selections, modern finishes, and valuable upgrades throughout. Inside, the home features luxury vinyl plank flooring in the main living areas, tile in the bathrooms, and carpet in the bedrooms and flex room. Designer touches include two-tone paint, shiplap feature walls in the bedrooms and great room, and additional feature wall accents in the flex room and entryway. Comfort upgrades include ceiling fans in both bedrooms, the flex room, great room, and lanai, plus window blinds throughout. The upgraded kitchen showcases 3 cm Quartz countertops, soft-close dovetail cabinetry with pull-out shelving, and stainless-steel Whirlpool appliances. A large center island with pendant lighting anchors the kitchen, providing generous prep space and comfortable seating for casual dining. A convenient storage pantry further enhances the functionality and appeal of this well-designed space. The bathrooms continue the elevated feel with upgraded cabinetry and a tiled owner’s shower with a frameless glass door. Smart-home features add everyday ease with app-controlled front door lock, video doorbell, remote thermostat, and fast-charging USB outlets thoughtfully placed throughout the home. The extended 24x20 garage offers abundant space for vehicles, a golf cart, or hobby storage, enhanced by epoxy-coated flooring, wall-mounted storage shelves, and upgraded LED lighting. A covered lanai extends your living space outdoors and offers a quiet spot to unwind, overlooking the fenced backyard and a gated side yard that adds both privacy and everyday convenience. Embrace the exceptional lifestyle of this vibrant community, featuring a 24/7 staffed gated entrance for security and peace of mind. Luxury-inspired amenities include heated pools, a state-of-the-art fitness center, a spa, and relaxing hot tubs and saunas. Stay active with pickleball, bocce, tennis, and a softball field, while a dedicated lifestyle staff curates entertainment, activities, and special events to foster connections. Just beyond the gates, enjoy a golf course, pro shop, and restaurant, perfect for socializing and unwinding. Make your move today and experience resort-style living at its finest!

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Park, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2024
  • Garage: 2-car Driveway, Garage Door Opener, Oversized
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,433
  • Acreage: 0.13
  • Est. Taxes: $4,414
  • HOA Fee: $320 Monthly
  • Lot Desc: Cleared, Landscaped
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: OM722799
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/OM722799/5442sw85thavenueroad_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2026 1:17:09 PM)
Listing courtesy of REAL BROKER LLC - OCALA   Phone: 855-450-0442

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5442 SW 85TH AVENUE ROAD, Ocala, FL, 34481

$289,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,200 $231,200 $231,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $368 $368 $368
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,424 $1,460 $1,920
Total Monthly Payment $1,867 $1,903 $2,363

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.