|
Tucked within the gates of the Cascades at Estero — one of Southwest Florida's premier 55+ communities — this St. Kitts floor plan delivers a rare combination of structural upgrades, thoughtful improvements, and the kind of peace of mind that only comes from a home that has been genuinely cared for. At 1, 978 square feet under air, this is notably larger than a standard St. Kitts — a direct result of a rare four-foot extension that deepens the living footprint in a way you feel throughout the home. With soaring high ceilings and eight-foot door casings, the sense of space and quality is immediate the moment you step inside.
What truly sets this home apart is the comprehensive investment made by the current owners in virtually every major system. A new roof was installed in 2022, joined by a full complement of impact PGT windows and a hurricane-rated front door — giving this home a level of storm protection that exceeds the standard. The lanai is equally protected with accordion hurricane shutters, making the entire envelope of the home secure and ready for whatever the season brings. A new HVAC system and thermostat were installed in 2023, followed by a complete replacement of all AC return ductwork in 2024 — the kind of infrastructure investment buyers rarely find already done. A new 50-gallon water heater with expansion tank rounds out the mechanicals, all replaced within the last few years.
Diagonal tile flows seamlessly through the main living areas and den, while grouted tile carries through to the primary bedroom as well. The primary bath is appointed with his and her sinks, a Roman soaker tub, and a walk-in shower, while the guest bathroom has been upgraded to a walk-in shower. Natural light pours through the new impact windows, filling the home with a brightness that makes every room feel open and welcoming.
Curb appeal here is genuine — premium landscaping is framed by a clean cement border edging the front bed, creating a polished, defined look that holds up year-round in the Florida climate. The exterior was freshly painted in 2023, with updated lighting on both the garage and lanai adding a finishing touch. New gutters and downspouts complete the exterior package.
The sellers are open to negotiating furnishings, and a transferable home tech service contract conveys with the property — a rare and valuable inclusion.
Beyond your front door, residents of Cascades at Estero enjoy a vibrant resort-style lifestyle anchored by a recently renovated clubhouse featuring a grand ballroom, state-of-the-art fitness center, tennis, pickleball, bocce, billiards room, and arts and crafts studio — all with some of the lowest HOA fees in the area, which include cable, internet, ADT security monitoring, and more. Perfectly situated in the heart of Estero, you're just minutes from Coconut Point Mall, Gulf Coast Town Center, Miromar Outlets, Southwest Florida International Airport, and some of Southwest Florida's most beautiful beaches.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $359,920 | $359,920 | $359,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.730% |
| Monthly Tax Payment | $378 | $378 | $378 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,156 | $2,245 | $2,939 |
| Total Monthly Payment | $2,609 | $2,698 | $3,392 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.