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Welcome to this beautifully maintained half-duplex located in the highly desirable town of Stratford. This move-in ready home showcases pride of ownership throughout. Upon entry, you are welcomed into a bright and spacious living room featuring attractive luxury vinyl plank flooring. The main level offers a generously sized eat-in kitchen, complete with hardwood raised-panel cabinetry and sleek black quartz countertops. For added convenience, the kitchen is complemented by a powder room and a dedicated laundry area. Sliding access from the kitchen leads to a private backyard oasis, featuring a deck, storage shed, fire pit, and ample space for gardening or outdoor entertaining. The upper level features three well-proportioned bedrooms and a full bath, with brand-new high-grade carpeting (installed within the past week). The entire interior and exterior of the home were freshly painted within the last year. The roof, installed in 2021, offers plenty of remaining lifespan. This home is truly turnkey, with brand-new appliances (installed less than one week ago). Mechanical updates include a water heater and boiler both under two years old, along with recently replaced baseboard heating throughout. Ideally situated, this property is located near public transportation, including bus routes, as well as parks and recreational amenities. Enjoy convenient access to the train station and major highways-making this an excellent opportunity for commuters and homeowners alike
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Dining Room | Main |
| Full Bath | Upper |
| Half Bath | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $252,000 | $252,000 | $252,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $378 | $378 | $378 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,451 | $1,614 | $2,093 |
| Total Monthly Payment | $1,904 | $2,067 | $2,546 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.