12945 Vanderbilt DR, Naples, FL, 34110 | $625,000

Welcome to a Hidden Gem, waterside living, affordable and for the boating Lifestyle, this area receives High Remarks!  The Anchorage gated community and its two Mid-Rise buildings, which are in fine shape, are perfect for people who love boating, fishing, sunset cruises, or simply living the Florida waterfront lifestyle.   This Gulf of America facing community has views of the GULF with stunning SUNSETS, also adding a refinished condo so you can hang your clothes from day one.   Located near the mouth of the Cocohatchee River, NO BRIDGES access to the Gulf, and added backwater ecosystem with all its marine wildlife, manatees, and Dolphin watching.   A refinished Condo awaits you on the fourth floor with an Open style feel and a striking new kitchen including updates throughout this 2 bedroom/ 2 bathroom Living space.   All the creature comforts, including a beautiful view with a screened in Lanai, a wonderful breakfast bar, and washer and dryer in residence.   Lock and Leave if that's your Current Situation!  HOA includes all Utilities except Electric and is below market for this type and locale. Meaning Ease of use! Lenient rental policy, 30 day minimum, 6 rentals per year for the investor type.   We do have that history if need be. Also Chek out the photos!!  For outdoor enjoyment there is a heated WATERFRONT POOL, newer Tiki Bar where the 4 o'clock hour starts the party daily with Friendly residents, restrooms, grilling area and tables for outdoor dining. Added amenities include a storage closet and one deeded covered parking space conveniently located near the elevator. This is a hidden gem just minutes from MERCATO, DELNOR WIGGINS PASS STATE PARK, VANDERBILT BEACH, THE TURTLE CLUB and some GREAT Pickleball locales!

Features

  • Building Design: Mid Rise (4-7)
  • Parking: 1 Assigned,Covered,Deeded,Driveway Paved,Load Space,Paved Parking
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 1
  • Amenities: Bike Storage,Boat Storage,Cabana,Community Pool,Community Room,Fish Cleaning Station,Fishing Pier,Internet Access,Marina,Streetlight
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: THE ANCHORAGE
  • Development: THE ANCHORAGE
  • Year Built: 1982
  • Approx Sq. Feet: 1,102
  • Est. Taxes: $5,629
  • Condo Fee: $2,469 Quarterly
  • Lot Desc: Zero Lot Line
  • View: Bay,Canal,Gulf,Gulf and Bay,Partial Gulf,Partial River,Pool/Club
  • Community Type: Boating,Gated
  • Water Front: Yes
  • Pet Policy: Limits
  • MLS#: 226015372
  • Website: https://www.raveis.com
    /prop/226015372/12945vanderbiltdr_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Florida Home Realty, Inc.

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12945 Vanderbilt DR, Naples, FL, 34110

$625,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $500,000 $500,000 $500,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.272% 5.595%
Monthly Tax Payment $469 $469 $469
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,918 $3,038 $4,052
Total Monthly Payment $3,479 $3,599 $4,613

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.