89 Simons Street, Charleston, SC, 29403 | $999,000

Perfectly situated just off of King Street in one of the most walkable locations in the North Central neighborhood of downtown Charleston, 89 Simons Street offers the perfect blend of modern living and city convenience. This thoughtfully updated home captures the essence of Lowcountry living with its inviting curb appeal, airy interiors, and central location. Inside, the first floor offers a functional and inviting layout with a separate dining room, convenient half bath, and an open-concept living room, kitchen, and eat-in area. This bright, connected space is perfect for everyday living and entertaining, with double doors leading directly to the backyard for seamless indoor-outdoor flow. Upstairs, all three bedrooms are thoughtfully situated, including a spacious primary suite withvaulted ceilings. The primary bathroom features double sinks and classic white tile, while the two additional bedrooms share a well-appointed hall bath. A large laundry room adds everyday convenience to the second floor. Outside, the home features a white fenced front yard and inviting front porch. The backyard offers a rear porch, stone patio, and privacy fence--great for relaxing or entertaining--along with a rare two-car garage for added convenience. Located in one of Charleston's fastest-growing neighborhoods, North Central is known for its eclectic mix of local restaurants, breweries, and coffee shops--all just steps away. With easy access to Upper King Street, Hampton Park, and the Crosstown, this home places you right in the center of it all while still offering a true neighborhood feel. Whether you're looking for a primary residence, investment opportunity, or Charleston getaway, 89 Simons Street is a must-see.

Features

  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Style: Traditional
  • Development: 52 - Peninsula Charleston Outside of Crosstown
  • Year Built: 2014
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,468
  • Acreage: 0.09
  • Lot Desc: Interior Lot
  • Elem. School: James Simons
  • Middle School: James Simons
  • High School: Burke
  • MLS#: 26010662
  • Days on Market: 47 days
  • Website: https://www.raveis.com
    /prop/26010662/89simonsstreet_charleston_sc?source=qrflyer
Copyright © 2026  Charleston Trident MLS
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of The Exchange Company, LLC

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Yokadi Mejia, William Raveis Insurance

561.335.7966

Yokadi.Mejia@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

89 Simons Street, Charleston, SC, 29403

$999,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $799,200 $799,200 $799,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.259% 6.183%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,792 $4,856 $6,744
Total Monthly Payment $4,884 $4,948 $6,836

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.