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Perfectly situated just off of King Street in one of the most walkable locations in the North Central neighborhood of downtown Charleston, 89 Simons Street offers the perfect blend of modern living and city convenience. This thoughtfully updated home captures the essence of Lowcountry living with its inviting curb appeal, airy interiors, and central location. Inside, the first floor offers a functional and inviting layout with a separate dining room, convenient half bath, and an open-concept living room, kitchen, and eat-in area. This bright, connected space is perfect for everyday living and entertaining, with double doors leading directly to the backyard for seamless indoor-outdoor flow. Upstairs, all three bedrooms are thoughtfully situated, including a spacious primary suite withvaulted ceilings. The primary bathroom features double sinks and classic white tile, while the two additional bedrooms share a well-appointed hall bath. A large laundry room adds everyday convenience to the second floor. Outside, the home features a white fenced front yard and inviting front porch. The backyard offers a rear porch, stone patio, and privacy fence--great for relaxing or entertaining--along with a rare two-car garage for added convenience. Located in one of Charleston's fastest-growing neighborhoods, North Central is known for its eclectic mix of local restaurants, breweries, and coffee shops--all just steps away. With easy access to Upper King Street, Hampton Park, and the Crosstown, this home places you right in the center of it all while still offering a true neighborhood feel. Whether you're looking for a primary residence, investment opportunity, or Charleston getaway, 89 Simons Street is a must-see.
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Our Executive Mortgage Banker:
Our Insurance Division:
$999,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $799,200 | $799,200 | $799,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.259% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,792 | $4,856 | $6,744 |
| Total Monthly Payment | $4,884 | $4,948 | $6,836 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.