206 Cottage Road, Brighton, VT, 05846 | $520,000

Enjoy the best of Vermont living in every season. With deeded rights to 400 feet of shared private Blueberry Beach, you’ll have easy access to swimming, kayaking, paddleboarding, fishing, or simply relaxing along the shoreline just moments from your door. Snowmobile and ATV enthusiasts will love the direct access to the VAST & VASA trail system, allowing you to ride straight from the property and explore miles of interconnected trails without trailering. Inside, the home is exceptionally well built with a warm, inviting feel. The open living area features hardwood floors and a gas fireplace with wood mantel and fieldstone chimney that extends to the top of the cathedral ceiling. The kitchen showcases custom white ash cabinetry crafted by a local cabinet maker, adding quality and character. The laundry closet and full bath are conveniently located on the main level, along with two bedrooms, both offering generous closet space, including one with a walk-in closet. An enclosed four-season sunporch off the living and dining area captures lake views and provides flexible additional living space. An oak staircase leads to the upper-level primary suite with ample closet space, a private bath with whirlpool tub, loft overlooking the living area, and a screened porch off the landing, a peaceful place to enjoy the fresh air. The recently finished basement expands your living space with a large family room, wet bar, office or guest room, and 3/4 bath. Radiant heat keeps the lower level comfortable, and built-in storage keeps your gear and outdoor equipment organized and ready for your next ride. Recent upgrades include a whole-house air exchanger, mini split for efficient heating and cooling, and a generator for added peace of mind. Low-maintenance and efficient, this home is ready for lake days, trail riding, and four-season enjoyment.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full / 1 three-quarter
  • Style: Cape
  • Year Built: 2007
  • Heating: Propane,Oil,Baseboard,Hot Water,Mini Split
  • Cooling: Mini Split
  • Basement: Daylight,Finished,Full,Interior Stairs,Walkout,Interior Access,Exterior Access,Basement Stairs
  • Approx Sq. Feet: 2,624
  • Acreage: 0.3
  • Est. Taxes: $6,624
  • Lot Desc: Lake View,Mountain View,Trail/Near Trail,View,Water View,Waterfront,Near Snowmobile Trails
  • Water Front: Yes
  • Elem. School: Brighton Elementary
  • Middle School: Brighton Elementary School
  • High School: North Country Union High Sch
  • MLS#: 5083680
  • Website: https://www.raveis.com
    /prop/5083680/206cottageroad_brighton_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 4/21/2026
Listing courtesy of Century 21 Farm & Forest/Burke   Phone: 802-626-4222
Listing Agent: Emma Gunn

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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206 Cottage Road, Brighton, VT, 05846

$520,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $416,000 $416,000 $416,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment $552 $552 $552
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,461 $2,528 $3,372
Total Monthly Payment $3,105 $3,172 $4,016

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.