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You found it! One-level living at its best is located right here. Come see this terrific 3-bed, 1 bath Ranch style home in the nearby Cowesett neighborhood of Warwick. Open Living-Dining-Kitchen makes for easy living. The wood burning fireplace is perfect for those Winter nights too. The sunroom off the kitchen provides extra space to relax and enjoy. There is a one-car garage that opens into the kitchen so that you're out of the weather when you come and go. Unique setting allows for two driveways! The landscaped back yard includes a deck, firepit and lots of room to garden. City water and sewer makes it all the better. Convenient location provides for easy access to I-95 North & South along with shopping, dining and more on Bald Hill Rd. Turn-key home is ready to go. Great starter or the perfect downsize! All you need to do is move in and enjoy the Summer in RI! (Landscaping images enhanced for seasonality)
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$434,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $347,920 | $347,920 | $347,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.373% |
| Monthly Tax Payment | $377 | $377 | $377 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,086 | $2,171 | $2,841 |
| Total Monthly Payment | $2,538 | $2,623 | $3,293 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.