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Searching for a home with the perfect layout and actual room to breathe? Problem solved. This expanded Ranch in Oceanside sits on an impressive wide lot measuring 115 feet at the front and widening to 125 feet at the rear. The footprint offers significant side yard space that is rarely found in this price point. The interior flow is designed for efficiency and comfort. A bright living room features original hardwood floors and a classic wood-paneled accent wall. The floor plan transitions seamlessly into the dining area and kitchen. This kitchen delivers functional cabinet storage and direct access to the side yard for easy grilling and outdoor transitions. Tired of cramped bedrooms? This is where this home wins. The substantial side extension creates a true primary suite complete with a private full bathroom and a walk-in closet. The secondary bedrooms have also been extended to nearly 20 feet in length, providing massive sleeping and desk space compared to a standard ranch model. Storage is not an issue here. The home includes a full pull-down attic and an attached one-car garage with a dedicated utility and laundry room. Need parking? There is a nice concrete circular driveway and a 1-car attached garage, which adds to the practical value of this residence. If you have been looking for a property where the bedrooms and the land are the priority, this is the one. Why settle for a cramped starter home when you can have an expanded layout on a lot size you actually want?
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Our Executive Mortgage Banker:
$679,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $543,200 | $543,200 | $543,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,047 | $1,047 | $1,047 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,345 | $3,430 | $4,511 |
| Total Monthly Payment | $4,484 | $4,569 | $5,650 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.