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Opportunity in East Woonsocket! This classic 3-bedroom ranch offers easy one-level living plus valuable bonus space below, giving you flexibility and comfort today's lifestyles demand. Homes under $400K with this much usable space are getting harder to find. Step inside and discover more room than you expect, including a roughly finished lower level offering flexible space for entertaining, hobbies, or working from home. The main level features a bright living room with custom built-in bookcases, a practical kitchen, three bedrooms, and a full bath. Hardwood, ceramic, and vinyl flooring add warmth and durability throughout the home. Downstairs, the partially finished lower level expands the living area with a rec room featuring a bar, office space, half bath, storage, large walk-in closet laundry room, and a workshop perfect for gatherings, projects, or remote work. Enjoy it today with room to personalize tomorrow. Outside, relax in the fenced yard with a spacious rear deck accessed through sliders from the dining area, ideal for indoor-outdoor entertaining. A paved driveway provides parking for up to four vehicles. Conveniently located near highways, schools, shopping, restaurants, and recreation, this home blends neighborhood charm with everyday accessibility. Homes in this price range with this much space don't last schedule your showing before it's gone.
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$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $249 | $249 | $249 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,888 | $1,939 | $2,587 |
| Total Monthly Payment | $2,212 | $2,263 | $2,911 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.