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A rare opportunity in Windmill Harbour, 144 Harbour Passage pairs 6, 384 square feet of finely crafted living with protected views, elevator access to all floors, and one of the most compelling locations in the community. Positioned along the S. C. Yacht Club, Designed with both Southern elegance and entertaining in mind, the home can function as 7 beds/ 6. 5 baths, or 5 beds and 2 ground-floor hobby rooms, ideal for a workshop, art studio, fitness space, private guest suite, or storage. The ground floor includes an oversized 2-car tandem & 1-car garages, a leisure room, utility room, guest suite with ensuite bath, and a patio overlooking the harbour. The main living level features a grand entrance, exquisite wood flooring, superior solid millwork throughout, a chef's kitchen at the center, formal dining room, parlor, office, great room, half bath, and a balcony overlooking the harbour. The third floor offers an oversized owner's suite with 2 walk-in closets & ensuite bath, a kitchenette, laundry room, plus 3 additional bedrooms, each with ensuite baths, and a large balcony overlooking the South Carolina Yacht Club. The fourth floor includes a large family room/movie theatre and 2 additional rooms with a shared bath. Windmill Harbour is one of Hilton Head Island's most distinctive private communities, centered around a protected inland harbour surrounded by impeccable landscaping and a private lock-controlled marina connecting to the Intracoastal Waterway. Known for its Charleston-inspired architecture, private setting, and strong sense of place, the community offers a boating-focused lifestyle that stands apart from the island's more traditional golf-oriented communities. The South Carolina Yacht Club, located within Windmill Harbour, provides an elevated private club experience with dining, tennis, pickleball, fitness, swimming, yachting events, and a vibrant year-round social calendar. This is a rare opportunity to own a substantial harbour-view residence in one of Hilton Head Island's most private and prestigious waterfront enclaves.
We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. All area measurements and calculations are approximate and should be independently verified. Data may be subject to transcription and transmission errors. Accordingly, the data is provided on an "as is" "as available" basis only and may not reflect all real estate activity in the market. Certain information contained herein is derived from information, which is the licensed property of, and copyrighted by, REsides, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $2,396,000 | $2,396,000 | $2,396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.361% | 6.223% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $14,365 | $14,753 | $20,219 |
| Total Monthly Payment | $14,490 | $14,878 | $20,344 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.