29 Dyke Road, Setauket, NY, 11733 | $1,699,000

Welcome to your dream waterfront retreat in the heart of Setauket, where luxury living meets breathtaking natural beauty. Perfectly set on over half an acre, this impeccably maintained and thoughtfully updated 4-bedroom, 4. 5-bathroom colonial offers panoramic views of Setauket Harbor, over 100 feet of private beach, and a lifestyle that feels like a year-round getaway. From the moment you arrive, the charming wraparound porch invites you to slow down and take in the peaceful coastal setting. Inside, the home is filled with warmth and elegance, featuring crown molding throughout and Andersen windows that flood the space with natural light while framing stunning water views from nearly every angle. French doors on both the main and upper levels create a seamless indoor-outdoor flow, leading you effortlessly to the deck and private balcony — perfect for enjoying morning coffee, summer evenings, and everything in between. At the heart of the home, the chef's kitchen is designed to bring people together, complete with a coffee bar, spacious pantry, and an open layout ideal for both everyday living and entertaining. The den offers a cozy yet refined atmosphere with a wood-burning fireplace and custom dry bar — an inviting space to relax or host guests. Upstairs, the expansive primary suite is your own private sanctuary, featuring a balcony overlooking the harbor where you can unwind and take in the serene views. The home also offers incredible flexibility with a full finished basement and dedicated workshop, along with the potential for an accessory suite or multi-generational living (with town approval). Step outside and enjoy everything this property has to offer — from your private beach and deeded mooring rights for boating, to a beautifully maintained yard complete with a hot tub, oversized shed, EV charging station, and new driveway. With a roof under 15 years old and all major systems updated, this home provides both comfort and peace of mind. Owned by a respected local builder, this property also presents a unique opportunity for the right buyer to further personalize the home. Additional interior customizations may be considered and completed, allowing you to truly tailor the space to your vision and lifestyle. Whether you're entertaining, relaxing, or simply enjoying the view — this is more than just a home, it's a lifestyle. A rare opportunity to own a truly special waterfront property in one of Long Island's most desirable locations.

Features

  • Rooms: 14
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Laundry: Laundry Room
  • Style: Colonial
  • Year Built: 1975
  • Heating: Forced Air, Oil
  • Cooling: Central Air
  • Basement: Finished, Full
  • Approx Sq. Feet: 2,569
  • Acreage: 0.51
  • Est. Taxes: $23,874
  • View: Water
  • Water Front: Yes
  • Elem. School: Setauket Elementary School
  • Middle School: Paul J Gelinas Junior High School
  • High School: Ward Melville Senior High School
  • School District: Three Village
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Oil Water Heater, Wine Refrigerator
  • MLS#: 976035
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /eprop/976035/29dykeroad_setauket_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Frontline Realty Group LLC   Phone: 631-938-1481

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

29 Dyke Road, Setauket, NY, 11733

$1,699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,359,200 $1,359,200 $1,359,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.349% 6.183%
Monthly Tax Payment $1,990 $1,990 $1,990
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,717 $8,369 $11,470
Total Monthly Payment $9,832 $10,484 $13,585

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.