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It won’t be easy to beat the location of this beautiful 4 bedroom Montpelier home. Minutes from the library, Three Penny Taproom, Union Elementary and all of downtown. That’s if you drive. And if you hit traffic. And if you have to look for a parking spot. Which you might not have to, because it’s THAT close to everything. Gorgeous hardwood floors throughout. The kitchen, while not huge, has recently been renovated with stone countertops, new cabinetry, and updated flooring. It’s ok that it’s not huge– the adjoining dining room, with what purports to be the original chandelier, is where you’ll want to share meals anyway. Spread out in the spacious living room featuring built-in shelving, and a charming wood stove for cozy evenings. First floor also offers a smaller bedroom, which could be one of the best home offices in town . A cleverly located ½ bath rounds out the first floor. Upstairs, you’ll find three bedrooms and the fully renovated full bathroom. Each bedroom has hardwood floors. One is quite large with built-ins, and then two more good-sized. Cute, landscaped corner lot with off street parking for 2 cars behind the house. Recent updates include: architectural shingle roof, insulation in walls and attic, spray foam in basement, new furnace, oil tank, chimney, and more. NOT in the 1% flood hazard zone. Ground water (not river water) did enter the basement in 2023.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/16/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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$559,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $447,200 | $447,200 | $447,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.952% |
| Monthly Tax Payment | $763 | $763 | $763 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,717 | $2,824 | $3,714 |
| Total Monthly Payment | $3,572 | $3,679 | $4,569 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.