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85 Underclyffe Road, St. Johnsbury, VT, 05819 | $319,500
Location, location, location! Sited on a lovely in-town lot, you'll love watching the birds from your large living room picture window, walking to Main Street activities, St Johnsbury School K-8 and St. Johnsbury Academy, restaurants, Fairbanks Museum, Athenaeum and parks. Built in 1938, you are welcomed by a large front porch, mudroom entry with stackable washer/dryer included. Step in to the large living room w/hardwood floor and fireplace, and on to the dining room with two corner hutches and hardwood floor. The primary suite is on the main floor with a closet, a walk in closet and a good sized full bath. The kitchen was installed in 2012 with granite countertops, stainless steel appliances, and white cabinets w/quiet close doors and drawers. The 2nd floor has two bedrooms w/hardwood floors, a full bath and a walk up attic for storage. The full basement includes a family room, and an office/hobby room plus storage areas, a Buderus boiler (2012). Walk-out the basement to enjoy your backyard outdoor space in the screened-in porch, overlooking the back yard. With a newer roof, a one-car garage, you won't be looking much further for your next Home! Take a look today!
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Colonial
- Year Built: 1938
- Garage: 1-car Garage
- Heating: Baseboard,Hot Water
- Cooling: None
- Basement: Full,Partially Finished,Interior Stairs,Storage Space,Walkout,Basement Stairs
- Approx Sq. Feet: 2,416
- Acreage: 0.27
- Est. Taxes: $7,184
- Lot Desc: Interior Lot,Slight,In Town,Near Shopping,Near Hospital
- Elem. School: St. Johnsbury Schools
- Middle School: St. Johnsbury Schools
- High School: Choice
- MLS#: 5083563
- Website: https://www.raveis.com
/prop/5083563/85underclyfferoad_stjohnsbury_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/5/2026Listing courtesy of Begin Realty Associates Phone: 802-748-2045
Listing Agent: Rosemary Gingue
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
85 Underclyffe Road, St. Johnsbury, VT, 05819
$319,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $255,600 | $255,600 | $255,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.373% |
| Monthly Tax Payment | $599 | $599 | $599 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,532 | $1,595 | $2,087 |
| Total Monthly Payment | $2,206 | $2,269 | $2,761 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484