|
Have you been "thinking" I need a place away from the noisy city? This is it. . . As the front door opens you see the soaring ceilings, hardwood flooring and chic fireplace with architectural. . amazing windows which drench the room in light. . . . . the kitchen is designed to encourage fun with cooking prep and a table set within a magical bay window area. . looking out to the wooded side yard. There is a front porch deck for lingering and slowing your breath down. The first floor bedroom has an upgraded closet organizer and shelving. Plus a full bathroom and laundry room off of the hallway. Upstairs there are two bedrooms with a shared full bathroom. One of the bedrooms has a walk out to its own private deck for early private mornings and a book. There is a full unfinished basement for storage or potential to finish. The wooded lot adjacent is included. Around the corner is access to private Black Lake and gorgeous views and the sound of water. Jump in your kayak or canoe and paddle away from the world. All closets have been professionally set up with organization systems. There is an electric plug outside for your electric vehicle charging. Private long driveway into your new home. . and welcome to upstate New York in the Catskills.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.398% | 5.595% |
| Monthly Tax Payment | $628 | $628 | $628 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,334 | $2,462 | $3,241 |
| Total Monthly Payment | $3,037 | $3,165 | $3,944 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.