44 COLONY POINT DRIVE, Punta Gorda, FL, 33950 | $1,850,000

Positioned between a wide canal and the open expanse of the Peace River, this custom residence delivers a RARE DUAL WATER EXPERIENCE, sunrises in the back, sunsets in the front, and sailboat access to Charlotte Harbor just minutes away. Originally built in 1981 and thoughtfully reimagined in 2012, the home blends its classic waterfront roots with a more modern, livable design. Start your mornings on the lanai as boats glide past and dolphins and manatees surface in the canal. Spend your afternoons poolside, surrounded by travertine decking and a heated saltwater pool designed for both relaxation and entertaining. Then, as the day winds down, move to the front patio where sweeping Peace River views provide a nightly sunset show. For boaters, this is what it’s all about: a 60' CONCRETE DOCK WITH A 16, 000LB LIFT and quick, unobstructed access to open water. No long idle zones. No compromises. Inside, the home is designed to feel elevated yet livable. Natural light fills the main living spaces, with water views woven throughout. The kitchen is built for real use and gathering, featuring a large center island, custom cabinetry, high-end appliances, a wet bar, a beverage center, a pot filler, and a unique prep area with a wood-burning fireplace. The layout offers 4 bedrooms plus an office, including two private suites. Every bedroom enjoys a water view, with primary and secondary suites overlooking the Peace River and guest rooms capturing the calm canal setting. Upstairs, a 20’ x 40’ INDOOR-OUTDOOR LOUNGE becomes the ultimate entertaining space. With a full bar and panoramic views of both the canal and the harbor, it easily transitions from open air to enclosed space with a remote-controlled Kevlar screen, perfect for hosting or unwinding in complete comfort. A spiral staircase connects directly to the pool level, creating a smooth indoor-outdoor connection. An elevator connects all levels, and upgrades, including a metal roof, hurricane impact windows and doors with electric shutters, updated A/C, pool equipment, and dock systems, provide peace of mind. A whole-home sound system and advanced network keep everything effortlessly connected, while the garage is EV-ready. Located in Punta Gorda Isles, you will enjoy miles of waterfront paths, easy access to parks and beaches, and a short ride to dining, Fisherman’s Village, and the weekly farmer’s market. This is more than a home; it is a daily experience of water, light, and effortless coastal living.

Features

  • Rooms: 15
  • Bedrooms: 4
  • Baths: 3 full / 2 half
  • Lot Size: 80 x 120
  • Laundry: Inside, Laundry Room, Upper Level
  • Year Built: 1981
  • Garage: 2-car Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 5,305
  • Acreage: 0.22
  • Lot Size: 80 x 120
  • Est. Taxes: $23,559
  • Lot Desc: Cul-De-Sac, FloodZone, City Lot, Landscaped, Near Golf Course, Near Marina, Street Dead-End
  • View: Pool, Water
  • Water Front: Yes
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Lighting, Outside Bath Access, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7524463
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /eprop/C7524463/44colonypointdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/1/2026 10:33:43 PM)
Listing courtesy of PEACE HARBOR REAL ESTATE INC.   Phone: 941-380-1909

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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44 COLONY POINT DRIVE, Punta Gorda, FL, 33950

$1,850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,480,000 $1,480,000 $1,480,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.259% 6.183%
Monthly Tax Payment $1,963 $1,963 $1,963
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,873 $8,993 $12,489
Total Monthly Payment $10,961 $11,081 $14,577

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.