5629 WESTERN SUN DRIVE, St. Cloud, FL, 34771 | $395,000

Welcome to this beautifully upgraded Richmond American “Onyx” model, where modern design, thoughtful enhancements, and true pride of ownership come together to deliver a fully move-in ready experience. Fresh interior paint and brand-new sod create an immediate sense of arrival, offering a clean, refreshed aesthetic that enhances both curb appeal and interior ambiance.

Inside, a bright and open-concept layout unfolds, designed with both everyday living and effortless entertaining in mind. The split-bedroom floor plan offers ideal privacy, with two secondary bedrooms and a full bath thoughtfully positioned at the front of the home, while the main living areas flow seamlessly together in the heart of the residence.

The kitchen serves as a true focal point—elevated with a large center island with seating and integrated sink, stainless steel appliances, and custom backsplash detailing that extends throughout and wraps the island for a cohesive, designer finish. Shiplap accents introduce warmth and texture, creating a refined, model-like presentation that stands apart from typical new construction offerings.

The living space is both inviting and well-appointed, anchored by a custom-built fireplace that adds character and a sophisticated focal element rarely found at this price point. A dedicated tech center just off the main area provides flexible functionality, ideal for a home office, study space, or daily organization.

The primary suite offers a private retreat, complete with a spacious walk-in closet and en-suite bath, along with its own custom fireplace feature—adding an unexpected layer of comfort and elevated design.

Outdoor living is where this home truly shines. An extended, covered, and fully screened lanai with high-end paver finishes creates a seamless indoor-outdoor experience, perfect for entertaining or unwinding in your own private setting. The fully fenced backyard enhances both privacy and usability, ideal for pets, gatherings, or simply enjoying the Florida lifestyle.

Blending upgraded finishes, intentional design, and functional living spaces, this residence offers a complete and refined lifestyle for today’s buyer—well-maintained, thoughtfully curated, and ready to impress from the moment you arrive.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,600
  • Acreage: 0.17
  • Est. Taxes: $753
  • HOA Fee: $275 Quarterly
  • Elem. School: Narcoossee Elementary
  • Middle School: Narcoossee Middle
  • High School: Tohopekaliga High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: O6391381
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/O6391381/5629westernsundrive_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 5:49:52 AM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5629 WESTERN SUN DRIVE, St. Cloud, FL, 34771

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $63 $63 $63
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,946 $2,023 $2,645
Total Monthly Payment $2,084 $2,161 $2,783

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.