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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Assumable VA Mortgage available with a 2. 25 % Interest rate. Twin Rivers is a community where luxury meets nature as it spans over 1, 800 acres of forest, wetlands and pastures along the Manatee River. This Arthur Rutenberg-built home is well positioned on a desirable 1. 3-acre lot, offering tranquil water and conservation views that provide ultimate privacy. The community also allows for two-story detached structures, offering the flexibility to store an RV and other recreational vehicles. This STUNNING 4-bedroom, 3-bathroom home, complete with an office (with closet), boasts impressive exterior features such as stacked stone, columns framing the covered entry, and a spacious 3-car side-entry garage. Elegance and comfort blend seamlessly as you enter through the double doors into a welcoming foyer and formal living area, where your eye is immediately drawn to a stunning view of the outdoor living space beyond. High ceilings, crown molding, and diagonal ceramic tile flooring flow throughout the main living spaces and wet areas, enhancing the home’s open and inviting feel. The dining room features plantation shutters, a newer chandelier, and a tray ceiling accented with crown molding. The GOURMET style kitchen has newly installed Quartz countertops with waterfall and matching full height backsplash, stainless steel appliances including a newer LG ThinQ Smart Refrigerator with Wi-Fi Capability and cooktop (2024), and dishwasher, garbage disposal and faucet (2022-2023). The family room is designed for both everyday living and entertaining, and features fully collapsible sliders that extend your living space into the expansive outdoor area, creating a seamless indoor-outdoor flow and opening to your own private OASIS! The saltwater pool and spa are complemented by two covered lanais and ample space for lounging and entertaining. The landscaping has been thoughtfully designed to enhance PRIVACY while creating a vibrant, tropical setting. Back inside, the three-way split floor plan offers a private primary retreat featuring a tray ceiling accented with crown molding, designated reading lights, and a remote-controlled blind for the sliders. The en-suite is LUXURIOUS with newly installed Quartz countertops and a zero-entry dual-use walk-through shower with private courtyard view enhanced by customizable lighting with a variety of color options. There are two walk-in closets that make for ease of storage. Two of the secondary bedrooms are located behind a pocket door along with a second full bathroom. The fourth bedroom and game room are located at the rear of the home behind a pocket door, along with a third full bath that also serves as a pool bath with convenient outdoor access. No CDD, No Flood Zone, New Roof (2025), newer pool pump and heater (2023), HVAC Systems 2021, and more. See the feature sheet. Residents enjoy access to the gated River House on the Manatee River, featuring a boat ramp, dock, canoe and kayak launch and storage, fishing pier, pavilion, playground, and scenic hiking trails. Conveniently located near Fort Hamer Park and boat ramp, Manatee River, Florida Railroad Museum, River Wilderness Golf Course, Rye Nature Preserve, Ellenton Outlets, and Lake Manatee State Park. Easy access to Lakewood Ranch, Bradenton, Sarasota, and Tampa, with world-class beaches just 30 miles away.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,000,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $800,000 | $800,000 | $800,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.300% | 6.235% | 6.164% |
| Monthly Tax Payment | $852 | $852 | $852 |
| H/O Insurance Payment | TBD | TBD | TBD |
| Initial Principal & Interest Pmt | $4,732 | $4,861 | $6,751 |
| Total Monthly Payment | $5,676 | $5,713 | $7,603 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.