1320 JERSEY AVENUE, St. Cloud, FL, 34769 | $480,000

Checkout this exceptional opportunity to own an extensively remodeled 1910 historic commercial office building in St. Cloud. This distinctive property blends timeless architectural character with modern functionality, making it especially well-suited for medical, professional, or boutique office users. 2025 Roof!

Strategically located just one parcel off Irlo Bronson Memorial Highway (Hwy 192), with strong frontage on Jersey Avenue, the property offers excellent visibility, accessibility, and proximity to major employment and healthcare hubs.

The building features a flexible multi-level layout designed for efficiency and adaptability. The first floor includes four private offices, a full kitchen, and a restroom, creating an ideal setup for reception, administrative operations, or patient intake. The second floor offers two additional offices and a restroom, providing a private and quiet environment for executive use, consultations, or specialized workspaces. The third floor presents an expansive storage area with the potential to accommodate file storage, inventory, or future build-out depending on business needs.

The exterior of the property further enhances its appeal with a large paved parking lot that accommodates both staff and clients with ease. A covered front entry creates a professional and welcoming first impression, while mature oak trees provide shade and contribute to the classic Florida charm. The property also benefits from strong street frontage, offering excellent signage opportunities to maximize business exposure.

The property is located within one mile of Orlando Health St. Cloud Hospital, making it an ideal choice for medical office owner-users, healthcare providers, or specialists seeking close proximity to a major hospital system. It is also approximately seven miles from NeoCity, Osceola County’s rapidly developing technology and innovation hub, which continues to drive employment and economic expansion in the area. In addition, the property is located roughly five miles from the highly active Narcoossee Road corridor, known for its significant residential and commercial growth, and approximately thirteen miles from Lake Nona, home to Medical City, the UCF College of Medicine, and numerous major employers in healthcare and technology sectors.

This property presents a rare opportunity for an owner-user or investor seeking a unique space with strong positioning in one of Central Florida’s most dynamic growth areas. With its combination of historic character, modern updates, high visibility, and proximity to key healthcare and technology centers, it stands out as a compelling option for businesses looking to establish or expand their presence in the region. The listing Realtor is part owner of the property.

Features

  • Property Type: Office
  • Construction: Wood Frame
  • Levels: 2
  • Cooling: Central Air
  • Year Built: 1910
  • Approx Sq. Feet: 1,885
  • Acreage: 0.34
  • Est. Taxes: $3,575
  • MLS#: G5110945
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/G5110945/1320jerseyavenue_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 4:07:14 PM)
Listing courtesy of LPT REALTY, LLC.   Phone: 877-366-2213

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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1320 JERSEY AVENUE, St. Cloud, FL, 34769

$480,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $384,000 $384,000 $384,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $298 $298 $298
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,364 $2,459 $3,215
Total Monthly Payment $2,737 $2,832 $3,588

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.