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RIVERFRONT RETREAT WITH GUEST COTTAGE + DIRECT EDISTO ACCESS - FULLY FURNISHED OPTION!Welcome to your private slice of Lowcountry paradise--where laid-back river living meets smart design and income potential. Nestled on a lush 0. 61-acre waterfront tract along a peaceful canal with direct access to the Edisto River, this elevated property is built for lifestyle, flexibility, and unforgettable weekends. The main home features 2 bedrooms and 2 full baths, all on one level, with an open-concept living, kitchen, and dining space that flows seamlessly to expansive porches overlooking the water. Natural light, updated finishes, and warm wood accents create a relaxed, inviting feel throughout. Just steps away, the detached guest cottage offers a full 1 bed / 1 bath setup with its own living room, kitchenette, and private porch--perfect for hosting guests, multi-generational living, or creating a high-demand rental opportunity while maintaining total privacy. Step outside and lean fully into the lifestyle: *Private boat launch for kayaks and small boats *Fire pit + deck for evenings by the water *Screened porch + full-length rear deck for sunrise views *Peaceful, leafy setting on a quiet private road with minimal neighbors Built elevated for added peace of mind, this property blends waterfront access with practical design. An additional septic system is already in place--ideal for an RV, camper, or future expansion. Sold furnished (negotiable)--move right in or start generating income immediately. **Prime location: *Minutes to Cottageville *~18 miles to Summerville *~39 miles to Charleston Included in sale: 3 TMS parcels (154-06-00-015, 016, 017) Whether you're looking for a weekend escape, full-time riverfront living, or a turnkey investment, this property delivers the rare combination of privacy, flexibility, and true Lowcountry lifestyle. Opportunities like this don't sit--come experience river life for yourself.
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Our Executive Mortgage Banker:
$394,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $315,200 | $315,200 | $315,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,890 | $1,966 | $2,596 |
| Total Monthly Payment | $1,965 | $2,041 | $2,671 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.