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Welcome to 2110 Oyster Reef Lane, a charming townhome in the desirable Oyster Point community. This meticulously cared for home boasts a functional, bright open floor plan. Upon entering, you will notice the hard woods and a first-floor flex room, perfect for an office, den, or playroom. Continue down the hallway to the dedicated dining space, with convenient access to the screen porch, and spacious living area bordered by windows overlooking the pond views. The well-appointed kitchen boasts white cabinetry with a large center island with seating, a gas range, and spacious pantry. Outside, the picturesque, fenced backyard overlooks the pond with its calming water feature. The inviting screen porch is a seamless extension of the living space, plus a concrete patio creates the perfectgrilling spot. Back inside, the powder room is privately located off the staircase. At the top of the stairs is an open loft area, currently used as a playroom, which offers many possibilities, and an adjacent sizeable laundry room. The primary suite is situated at the rear of the home, overlooking the backyard, with views of the pond and fountain, with an oversized walk-in closet. The ensuite bath offers a large, walk-in tiled shower, dual sinks, and private water closet. The other two bedrooms are located at the front of the home. Both have walk-in closets, ceiling fans, and share a hallway bath with double sinks and shower/tub combo. A private balcony is located off one of the bedrooms and overlooks the spacious enviable side yard. Other features include plantation shutters, storage under stairs, and a one-car garage. Oyster Point offers exceptional resort-style amenities including 18, 000 sqft clubhouse, fitness center, Junior Olympic zero entry pool, tennis and pickleball courts, a playground, firepit area, miles of walking trails, and a community dock for fishing and kayaking. The central Mt Pleasant location is only 4 miles from the Isle of Palms, 2 miles to Mt Pleasant Towne Center, and 10 miles to Downtown Charleston.
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Our Executive Mortgage Banker:
$799,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,920 | $639,920 | $639,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,940 | $4,041 | $5,314 |
| Total Monthly Payment | $4,032 | $4,133 | $5,406 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.