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Presented by
Michelle Bryans |
Welcome Home to Hampden, MA! First time ever offered for sale, this well loved home is ready for your personal style and finishing touches! Situated in a fantastic area, allowing an easy commute to major routes this location is hard to beat. Great floor plan with ample room to expand if needed, this cozy home feels comfortable as soon as you walk through the door. A large kitchen with dining area welcomes you as you step inside. The formal dining room could be utilized as an office or den area, or possibly transformed into a first floor bedroom. The generous 1 acre lot is nicely wooded in the back to allow for privacy, enjoy the natural surroundings in the gazebo and relax into your own little sanctuary. An attached 2 car garage and a storage shed offer additional room for all your equipment. Well maintained inside and out & brand new septic system. This is the home you've been waiting for, make arrangements to see this property while you can!
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Hardwood | Second |
| Bedroom 3 | Closet, Flooring - Hardwood | Second |
| Bedroom 4 | Closet, Flooring - Hardwood | Second |
| Dining Room | Closet, Flooring - Hardwood, Lighting - Overhead | Main,First |
| Kitchen | Ceiling Fan(s), Window(s) - Bay/Bow/Box, Dining Area, Exterior Access, Lighting - Overhead | Main,First |
| Living Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box | Main,First |
| Master Bedroom | Closet, Flooring - Hardwood | Second |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
Sales Associate
William Raveis Real Estate
Phone: 413.626.0780
Michelle.Bryans@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $474 | $474 | $474 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,036 | $2,121 | $2,776 |
| Total Monthly Payment | $2,585 | $2,670 | $3,325 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.