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First time offered in over 50 years, this ranch-style home sits on a half-acre in the heart of Indian Cove-one of Guilford's most cherished shoreline communities. With seasonal views of Long Island Sound and access to a private neighborhood beach, this property offers a rare connection to the coast and community. Originally the site of the historic Cove Store, this home carries a unique place in Indian Cove's story-a former gathering spot where neighbors met and the rhythm of shoreline life unfolded. That legacy still resonates, giving the property a sense of history that's hard to replicate. The home features 3 bedrooms, 1 bath, and approximately 1, 092 square feet of single-level living with abundant natural light. Set on a generous half-acre lot, there is ample space for outdoor living, gardening, or future expansion. Located just minutes from the historic Guilford Green, along with local beaches, shops, dining, and commuter routes, the setting balances quiet coastal living with convenience. A rare opportunity to own a piece of Indian Cove's history and carry it forward. Waterfront, sandy-beach just across the street in front of house, as well as direct access for kayak or canoe.
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Main |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $400,000 | $400,000 | $400,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | $879 | $879 | $879 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,366 | $2,495 | $3,242 |
| Total Monthly Payment | $3,337 | $3,466 | $4,213 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.