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Welcome home to this beautifully maintained turnkey mint 3-bedroom, 2-bathroom fully dormered cape located in the heart of desirable Mineola. Offering spacious living, modern updates, and fantastic outdoor space, this home is perfect for comfortable everyday living and effortless entertaining. The main level features a bright and inviting living room that flows seamlessly into the formal dining room. Sliding glass doors from the dining area open directly to the private, manicured backyard — an ideal spot for summer BBQs, morning coffee, or simply relaxing. The highlight of the first floor is the large chef’s eat-in kitchen, boasting tons of counter space, abundant cabinetry and a door leading to the backyard. A conveniently located full updated bathroom completes the main level. Upstairs, the second floor offers generous sleeping quarters. The oversized primary bedroom is a true retreat, with ample space for a king-sized bed, sitting area, or even a home office nook, plus a massive walk-in closet for maximum storage and organization. Two additional well-proportioned bedrooms provide flexibility for guests, or a home workspace. A second nicely updated full bathroom serves the upper level with style and function. Recent updates include a newer roof, kitchen, and both bathrooms — all just under 10 years old — giving you peace of mind and move-in readiness. The full basement provides excellent storage, space for the laundry, and endless potential. Outside, the meticulously maintained backyard is a private oasis with in-ground sprinklers, perfect for entertaining or unwinding after a long day. With low taxes and an unbeatable location (short drive to the LIRR), you’re just moments from Mineola’s top restaurants, shops, parks, LIRR station, and all the everyday conveniences you need. This warm and welcoming home combines classic charm with practical modern living. Don’t miss the opportunity to make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $858 | $858 | $858 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,971 | $4,312 | $5,972 |
| Total Monthly Payment | $4,921 | $5,262 | $6,922 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.