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*Highest and best by 4/21 at 10am* Nestled at the quiet end of a cul-de-sac in the premier Garden Hills neighborhood, this meticulously maintained ranch-style home offers a sophisticated blend of timeless charm and modern convenience. From the moment you cross the threshold, you are greeted by an abundance of natural light in an inviting living room that sets a warm, welcoming tone. This airy space flows seamlessly into a refreshed kitchen, where sleek granite countertops provide an elegant backdrop for daily meals and entertaining. The main level features three restful bedrooms and a full bathroom, creating an ideal layout for effortless single-level living. Beyond the main floor, the home expands into a versatile finished basement that significantly increases the living space. Featuring its own full bathroom, this lower level serves as a flexible canvas for a family media room, home office, or playroom, while also providing organized storage and a laundry area. Perhaps the home's most enchanting feature is the screened-in porch a private sanctuary designed for sipping morning coffee or hosting guests on warm summer nights. The property offers a rare sense of peace and seclusion, yet its location is incredibly central. You are situated just moments from the vibrant shopping and dining of Garden City and Chapel View, with quick highway access making any commute a breeze. This is a turnkey opportunity to plant roots in a coveted community and start making your own memories.
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Our Executive Mortgage Banker:
Our Insurance Division:
$469,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $375,999 | $375,999 | $375,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | $415 | $415 | $415 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,224 | $2,346 | $3,047 |
| Total Monthly Payment | $2,713 | $2,835 | $3,536 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.