490 Pudding Street, Carmel, NY, 10512 | $775,000

Set on over seven acres of pristine, private land, this exceptional Hudson Valley estate offers a rare blend of refined modern design, natural beauty, and effortless accessibility, just moments from major highways for a seamless commute to NYC. Masterfully designed and built by architects, the residence is a striking expression of contemporary elegance, thoughtfully positioned to harmonize with its surroundings while maximizing light, energy efficiency, and year-round comfort.  Clean architectural lines and expansive glass create a sophisticated yet tranquil atmosphere, with every space curated to capture the serenity of the landscape. The sun-drenched interiors are anchored by a stunning chef’s kitchen, where walls of oversized windows frame sweeping woodland views, bringing the outdoors in. Warm natural materials, bespoke finishes, and an open, airy layout create an elevated living experience ideal for both intimate gatherings and stylish entertaining.  Engineered to exceed modern energy standards, the home incorporates high-performance foam insulation and a superior R-rating that surpasses standard requirements. The exterior features low maintenance Hardie Plank siding, while the interior is enhanced by dual-zone radiant hydronic heated concrete floors on the main level and dual zone hydronic baseboard heating on the upper level. Bamboo flooring extends throughout the second floor, complementing the home’s natural aesthetic.  The residence boasts impressive ceiling heights, including 10’6” ceilings on the ground floor and soaring cathedral ceilings exceeding 13 feet on the upper level. Multiple six-foot-high casement Pella windows flood the home with natural light while enhancing overall energy efficiency. The home’s strategic orientation optimizes solar exposure and minimizes wind impact, further supported by passive natural ventilation for efficient cooling and airflow.  Additional features include organically maintained grounds free of chemical fertilizers, equipped Lutron Maestro dimmable lighting controls, a gas fireplace, and a discreetly positioned 8x8x20 tool shed container tucked into the surrounding woods.  Offering both luxury and future potential, the property also includes an opportunity for expansion into the hillside, allowing for further customization of this already remarkable retreat. A true sanctuary, private, sophisticated, and impeccably designed. This is Hudson Valley living at its finest.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Contemporary
  • Year Built: 2010
  • Heating: Baseboard, Oil, Radiant, Radiant Floor
  • Cooling: None
  • Approx Sq. Feet: 2,326
  • Acreage: 7.05
  • Est. Taxes: $14,970
  • View: Panoramic
  • Elem. School: Kent Primary
  • Middle School: George Fischer Middle School
  • High School: Carmel High School
  • School District: Carmel
  • Appliances: Dishwasher, Dryer, Exhaust Fan, Range, Refrigerator, Washer
  • MLS#: 979713
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/979713/490puddingstreet_carmel_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Houlihan Lawrence Inc.   Phone: 914-962-4900

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

490 Pudding Street, Carmel, NY, 10512

$775,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $620,000 $620,000 $620,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment $1,248 $1,248 $1,248
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,668 $3,767 $5,025
Total Monthly Payment $5,008 $5,107 $6,365

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.