2836 OAK STREAM Drive, Green Cove Springs, FL, 32043 | $398,000

Welcome to 2836 Oak Stream Dr, a beautifully maintained newer home in the desirable Cross Creek community offering space, style, and serene water views. Built in 2023, this spacious two-story home features an open floor plan designed for modern living. The first floor showcases durable LVP flooring throughout the living, dining, and kitchen areas. The kitchen offers 42'' cabinets, abundant counter space, and a custom pantry, all open to the main gathering space--perfect for entertaining. A convenient mudroom adds everyday functionality. Upstairs, generously sized bedrooms feature large walk-in closets, including a spacious primary suite. Enjoy outdoor living on the pavered patio overlooking a peaceful pond view with partial preserve for added privacy. Additional features include irrigation and a wired security system with cameras. Community amenities include a clubhouse, pool, fitness center, and sports courts, with easy access to shopping, schools, and major roadways.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Playground, Tennis Court(s)
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Style: Traditional
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,488
  • Acreage: 0.19
  • Est. Taxes: $7,960
  • HOA Fee: $100 Annually
  • Water Front: Yes
  • Appliances: Disposal, Electric Oven, Refrigerator
  • MLS#: 2139980
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /prop/2139980/2836oakstreamdrive_greencovesprings_fl?source=qrflyer
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Joyce GerraughtyBroker Associate

508.930.3188

Joyce.Gerraughty@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1017266

508.335.8179

Michael.Cartier@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartRegional Sales Manager, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2836 OAK STREAM Drive, Green Cove Springs, FL, 32043

$398,000

Joyce Gerraughty

Broker Associate

William Raveis Real Estate

Phone: 508.930.3188

Joyce.Gerraughty@raveis.com

Michael Cartier

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.335.8179

Michael.Cartier@raveis.com

NMLS Mortgage Loan Originator ID 1017266

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $318,400 $318,400 $318,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $663 $663 $663
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,833 $2,039 $2,644
Total Monthly Payment $2,571 $2,777 $3,382

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.