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Presented by
Shauna Fanning |
Under contract-accepting backup offers. RARE WATERFRONT, POOL HOME! Nestled on the serene shores of the 75-acre lake in desirable Lake St Charles, bring your kayaks, paddle boards, and fishing poles to experience the true Florida lifestyle right from your PRIVATE DOCK. Featuring 4 bedrooms plus office, 3 full baths, and a spacious 3-car garage, this home offers endless space and privacy with a 3-way split floor plan. Step inside to find fresh interior paint (2026), complemented by durable luxury vinyl plank flooring installed in 2020 and tile in all bathrooms. Double arched French doors lead to the private office, complete with built-ins. The open living spaces flow seamlessly into a tastefully remodeled kitchen featuring dolomite stone countertops, glass tile backsplash, updated hardware, and newer appliances including refrigerator, dishwasher, and microwave (2025), along with a gas stove and double oven. Thoughtful design elements such as a stylish built-in bar/buffet (2019) with marble backsplash and architectural details throughout set this home apart. The primary bedroom has a large walk-in closet and ensuite with a spacious 7ft walk-in shower, and granite countertop dual vanity sinks. Guest bathrooms feature quartz countertops, including one with a unique trough sink. Outdoor living is exceptional with a screened lanai featuring upgraded no-see-um screening, a saltwater pool (2017) with heater and new pump, and a beautifully maintained seawall and dock with composite decking (2020). PVC fencing is along the side for added privacy and aluminum fencing in the rear for unobstructed lake views. Additional features/upgrades: 6x9ft Tuff Shed (2024), Tankless water heater (2021), shutters (2021), HURRICANE IMPACT WINDOWS/SLIDERS (2021), Roof (2019) , AC system with UV light (2013), natural gas hookup for a whole-house generator, water softener, Cat-5e wiring, wired for Ring security system in alarm control box, smart home outlets and switches, epoxy garage floors, overhead rack storage, insulated garage door as well as battery backup access during power outages. Lake St Charles offers many resort-style amenities including 2 community pools, clubhouse, over 2 miles of nature/bike trails surrounding the lake, upgraded playgrounds, volleyball court, 3 tennis courts, 2 basketball courts, dog park, canoe launch and community fishing dock.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$599,900
Sales Associate
William Raveis Real Estate
Phone: 508.631.5634
Shauna.Fanning@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 339.224.0866
Scott.Petersen@raveis.com
NMLS Mortgage Loan Originator ID 32556
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,920 | $479,920 | $479,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $188 | $188 | $188 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,839 | $2,955 | $3,890 |
| Total Monthly Payment | $3,119 | $3,235 | $4,170 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.