11144 SW 190TH AVENUE, Dunnellon, FL, 34432 | $1,750,000

Experience classic Florida magic tucked along the legendary Rainbow River — and yes, you just might want to stay forever.
Built in 1953, this warm and soulful riverfront home offers 2 bedrooms and 1. 5 bathrooms in the main house, plus an additional bedroom and bathroom in the detached guesthouse. Cedar walls throughout give the home its signature cabin-cool, river-relaxed character — the kind of place that slows your heartbeat the moment you walk in. Tile floors keep things easy and comfortable, while the cozy kitchen features granite countertops and recently updated appliances. Each bedroom tells its own story: one looks out over the garden, the other opens to the river. Wake up to morning fog rolling softly over the water, herons gliding through the mist, and turtles perching on sun-warmed driftwood as the day gently stirs to life. The massive waterfront deck is just steps from your bedroom door — grab a book, a journal, or a cup of coffee and settle into one of the Adirondack chairs. Breakfast tastes better here. Rainy Summer Day, no worries, the enclosed oversized lanai overlooks the river - curl up, chill out, and just take in the scenery. Rain or shine, time moves more slowly here. That's the point. But we are in Florida, where endless summer days warm up, and the real fun begins. A waterfront slide, rafting, boating, kayaking, and the pure wonder of the Rainbow River await. After a full day of adventure, rinse off at the outdoor shower or use the convenient exterior entrance directly to the bathroom and bedrooms. This home is also actively generating rental income and is available turn-key — details provided upon request.
The detached guesthouse is a wonderful bonus, offering a comfortable living space with a Murphy bed, a private bedroom, a recently remodeled bathroom, and a lovely lanai overlooking the fire pit — perfect for family, guests, or additional income potential. Round it all out with an oversized 2-car detached garage for all the gear, toys, and storage you need.
Peace of mind comes included: roof replaced in 2020, HVAC and hot water heater both new in 2025, and a soft water system already in place. This home has been loved by every generation that has called it their own, and that sense of warmth and care is felt in every corner.
Perfectly situated just minutes from Downtown Dunnellon, Blue Run Park, and Rainbow Springs State Park, with easy access to Crystal River, Inverness, Hernando, and Ocala for those days when you're ready for a change of scenery — though once you're here, that urge may be hard to find. This is a rare opportunity to own a place where the river lifestyle is the amenity, and where leaving is the hardest part.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 70 x 361
  • Laundry: Corridor Access, Laundry Closet, Outside
  • Year Built: 1953
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,046
  • Acreage: 0.58
  • Lot Size: 70 x 361
  • Est. Taxes: $10,675
  • View: Water
  • Water Front: Yes
  • Elem. School: Dunnellon Elementary School
  • Middle School: Dunnellon Middle School
  • High School: Dunnellon High School
  • Appliances: Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: OM722718
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /eprop/OM722718/11144sw190thavenue_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 3:24:53 AM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE   Phone: 352-369-4044

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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11144 SW 190TH AVENUE, Dunnellon, FL, 34432

$1,750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,400,000 $1,400,000 $1,400,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.349% 6.183%
Monthly Tax Payment $890 $890 $890
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,394 $8,620 $11,814
Total Monthly Payment $9,409 $9,635 $12,829

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.