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MONTHLY PAYMENT RELIEF AVAILABLE: Secure a significantly lower interest rate for the first two years of homeownership! Through our preferred lender, the seller will provide an interest rate buydown plus a lender credit toward closing costs for monthly savings and a reduced cash-to-close. Ask for details and step inside where the value continues -- Welcome home to 607 W Farley Avenue, a sprawling full-brick ranch that perfectly captures the essence of comfortable, single-level living in the heart of Laurens! Situated just blocks from West Main Street, this immaculate property immediately impresses with its timeless curb appeal and well-manicured corner lot. Step inside to discover stunning hardwood floors that flow seamlessly throughout the massive 13x32 living area, anchored by a traditional brick fireplace and bathed in natural light. This incredible footprint provides the flexibility for both a grand conversation area and a cozy reading nook, creating the ultimate space for relaxation. Adjacent to the main living area, a dedicated dining room offers a smooth transition for entertaining, while the spacious kitchen features a full appliance package (all of which convey!), accent shelving, and numerous storage nooks. The kitchen is topped off with a versatile central island that doubles as a casual breakfast bar. The owner’s suite provides a peaceful retreat, complete with a generous layout and a large ensuite bathroom featuring a dressing area and a walk-in closet. Two additional bedrooms ensure plenty of comfort and storage for guests, hobbies, or dedicated office space. The true magic, however, lies in the outdoor living opportunities. Choose between the covered side porch for morning coffee and relaxed conversation or the substantial rear deck for quiet evenings and weekend BBQs within the partial privacy-fenced yard. This property is a rare find for those needing storage for vehicles, boats, or recreational toys offering a massive covered carport for three vehicles, ample driveway parking, and a large walk-in crawl space for convenient storage. As a special bonus, the detached outbuilding comes complete with electricity, serving as the perfect hobby shop, man cave, or she-shed. Don't miss this rare opportunity to own one of Farley Avenue's finest established homes, offering superior finished square footage and unmatched utility at an incredible value. Schedule your private showing today or join us at our open house Sunday, April 19th from 2: 00 PM – 4: 00 PM.
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Our Executive Mortgage Banker:
$274,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $219,920 | $219,920 | $219,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $195 | $195 | $195 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,354 | $1,408 | $1,841 |
| Total Monthly Payment | $1,624 | $1,678 | $2,111 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.