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Special Interest Rate With Builder Paid Closing Cost AssistanceWelcome to a rare opportunity in Berkeley Bay to secure a two-story home with a highly desirable three-car garage - an increasingly hard-to-find combination. From the very beginning, you can watch your future home come to life from the ground up as the Iris floorplan is built from foundation to completion. Set on an expansive . 689-acre homesite in Ridgeville, just outside Summerville, this homesite delivers spacious living, modern finishes, and the freedom that comes with an estate-size lot. With just over 3, 000 square feet, the Iris is designed for real life - where space flows easily, everyone has room to breathe, and you can spread out both indoors and out while enjoying the peace and privacy of nearly three-quarters of an acre. Once complete, natural light fills the home, highlighting a Craftsman trim package, elegant cove crown molding throughout, and open stair railings that add architectural character and warmth. The open, airy layout makes both daily living and entertaining effortless. The dining area seamlessly overlooks the family room, creating a natural gathering space perfect for weeknight dinners, game days, or hosting friends. At the heart of the home is the kitchen--open, connected, and designed so you're never cut off from the conversation. Filled with natural light, the kitchen features white cabinetry, quartz countertops, and quality KitchenAid® appliances, blending timeless design with modern performance. Meals come together easily while guests gather comfortably nearby, making entertaining feel relaxed and welcoming. Outside, the oversized backyard opens the door to countless possibilities. Whether you envision a pool, garden, playground, outdoor kitchen, or simply room to roam, this homesite offers the space to enjoy the outdoor lifestyle you've been looking for. Downstairs, a private en-suite bedroom provides ideal accommodations for guests, multigenerational living, or a dedicated home office with its own bathroom--flexible space that adapts as your needs evolve. Upstairs, the home truly opens up. The primary suite is a retreat of its own, featuring a spacious bedroom, a spa-inspired bathroom, and an oversized walk-in closet that truly lives up to its name. Two additional bedrooms offer generous space, while the loft creates a second living area perfect for movie nights, a playroom, or a work-from-home setup. From the first pour of the foundation to move-in day, the Iris offers a rare opportunity to secure new construction on a large homesite--designed to live beautifully, with room to grow, space to unwind, and a layout that simply makes sense. *Square footage dimensions are approximate. *The photos you see here are for illustration purposes only, interior and exterior features, options, colors and selections will differ. Please reach out to sales agent for options.
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Our Executive Mortgage Banker:
$590,890
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $472,712 | $472,712 | $472,712 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,831 | $2,949 | $3,860 |
| Total Monthly Payment | $2,923 | $3,041 | $3,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.